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El Monte Community Credit Union
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El Monte Community Credit Union Share
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Overview Share
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El Monte Community Credit Union is a non-federally insured state credit union based in El Monte, California. It has been opened since 1956, for 66 years.

With around $28,180,000 in assets, El Monte Community Credit Union is considered to be an average size credit union.

About Share
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Address 11718 Ramona Boulevard
EL Monte, California 91732
Website http://www.elmonteccu.org
Phone (626) 444-0501
Fax (626) 444-6961
CEO Sandra Rosas
President of the Board Jim Mussenden
Services Offered
Score Card Share
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66 years
Years in business
Opened in 1956
Well Capitalized
Net worth classification
Source: NCUA
3,528 members
Membership type: State chartered natural person credit union
Average number of members
504:1
Credit union member to staff ratio
504 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$28,175,152
Total assets
Average size
0 branches
Compared with an average of 4 nationally and 5 in California
Average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
13.61%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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0 branches
Compared with an average of 4 nationally and 5 in California
Average number of branches
El Monte Community Credit Union Branch Locations

El Monte Community Credit Union: Main Office
11718 Ramona Boulevard
EL Monte, California 91732
ATM Available
Members Share
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3,528 members
Membership type: State chartered natural person credit union
Average number of members

With 3,528 members, the El Monte Community Credit Union is considered to be a medium size credit union. It is larger than 49% of credit unions.

Fees Share
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$40
Average fee per member
The average fee per member at the El Monte Community Credit Union is $40, which is comparable to most credit unions. This rate is lower than 57% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the El Monte Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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504:1
Credit union member to staff ratio
504 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
7 staff members
FTE (full-time equivalent)
0% of employees are part-time
7 full-time, 0 part-time

El Monte Community Credit Union has 7 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. El Monte Community Credit Union has around 504 members per staff, a high ratio compared to other credit unions.

Assets Share
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$28,175,152
Total assets
Average size
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.4%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$7,188
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 76% of credit unions.

El Monte Community Credit Union holds a total of $10,970,000 in loans and leases, which is about $7,188 per member on average.

Savings interest rate Share
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. El Monte Community Credit Union pays 0.05%.

Loan rates Share
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13.61%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.36%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
10.94%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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9.16%
New car loan rate
Compared to 4.0% nationally
10.09%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.37%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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El Monte Community Credit Union: Main Office
Credit Union Branch: 11718 Ramona Boulevard
EL Monte, California 91732 ATM Available
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
El Monte Community Credit Union: Main Office ATM
Credit Union ATM: 11718 Ramona Boulevard
EL Monte, California 91732
Monroe County Community Credit Union: Main Office (Mot)
Credit Union Branch: 715 North Telegraph Road
Monroe, Michigan 48162 ATM Available
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