Feedback
Share
Link
Link copied!
Asset Brief
El Monte Community Credit Union
Credit Union Finder
Table of Contents
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

El Monte Community Credit Union Share
Link
Link copied!

Map Loading...
Overview Share
Link
Link copied!
Back to Top

El Monte Community Credit Union is a non-federally insured state credit union based in El Monte, California. It has been opened since 1956, for 66 years.

With around $28,180,000 in assets, El Monte Community Credit Union is considered to be an average size credit union.

About Share
Link
Link copied!
Address 11718 Ramona Boulevard
EL Monte, California 91732
Website http://www.elmonteccu.org
Phone (626) 444-0501
Fax (626) 444-6961
CEO Sandra Rosas
President of the Board Jim Mussenden
Services Offered
Score Card Share
Link
Link copied!
Back to Top
66 years
Years in business
Opened in 1956
Well Capitalized
Net worth classification
Source: NCUA
3,528 members
Membership type: State chartered natural person credit union
Average number of members
504:1
Credit union member to staff ratio
504 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$28,175,152
Total assets
Average size
0 branches
Compared with an average of 4 nationally and 5 in California
Average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
13.61%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
Link
Link copied!
Back to Top
0 branches
Compared with an average of 4 nationally and 5 in California
Average number of branches
El Monte Community Credit Union Branch Locations

El Monte Community Credit Union: Main Office
11718 Ramona Boulevard
EL Monte, California 91732
ATM Available
Members Share
Link
Link copied!
Back to Top
3,528 members
Membership type: State chartered natural person credit union
Average number of members

With 3,528 members, the El Monte Community Credit Union is considered to be a medium size credit union. It is larger than 49% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$40
Average fee per member
The average fee per member at the El Monte Community Credit Union is $40, which is comparable to most credit unions. This rate is lower than 57% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the El Monte Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
504:1
Credit union member to staff ratio
504 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
7 staff members
FTE (full-time equivalent)
0% of employees are part-time
7 full-time, 0 part-time

El Monte Community Credit Union has 7 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. El Monte Community Credit Union has around 504 members per staff, a high ratio compared to other credit unions.

Assets Share
Link
Link copied!
Back to Top
$28,175,152
Total assets
Average size
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.4%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$7,188
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 76% of credit unions.

El Monte Community Credit Union holds a total of $10,970,000 in loans and leases, which is about $7,188 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. El Monte Community Credit Union pays 0.05%.

Loan rates Share
Link
Link copied!
Back to Top
13.61%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.36%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
10.94%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
9.16%
New car loan rate
Compared to 4.0% nationally
10.09%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
4.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.37%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

More Credit Unions

See all...
Parishioners Credit Union
Credit Union: Well Capitalized Torrance, California 2913.0 $44 million Well Capitalized
Technology Credit Union
Credit Union: Well Capitalized San Jose, California 110799.0 $3 billion Well Capitalized
Commonwealth Central Credit Union
Credit Union: Well Capitalized San Jose, California 38073.0 $515 million Well Capitalized
California Credit Union
Credit Union: Well Capitalized Glendale, California 163178.0 $3 billion Well Capitalized
Cbc Credit Union
Credit Union: Well Capitalized Oxnard, California 27872.0 $446 million Well Capitalized
Families And Schools Together Credit Union
Credit Union: Well Capitalized Hanford, California 16102.0 $163 million Well Capitalized
Sierra Central Credit Union
Credit Union: Well Capitalized Yuba City, California 68211.0 $1 billion Well Capitalized
Provident Credit Union
Credit Union: Well Capitalized Redwood City, California 118288.0 $3 billion Well Capitalized
Befit Financial Credit Union
Credit Union: Well Capitalized Vacaville, California 3862.0 $38 million Well Capitalized
Tucoemas Credit Union
Credit Union: Well Capitalized Visalia, California 29100.0 $233 million Well Capitalized

More Credit Unions

See all...
Lbs Financial Credit Union
Credit Union: Well Capitalized Long Beach, California 134478.0 $1 billion Well Capitalized
E-Central Credit Union
Credit Union: Well Capitalized Pasadena, California 14184.0 $160 million Well Capitalized
Bopti Credit Union
Credit Union: Well Capitalized San Pedro, California 4914.0 $72 million Well Capitalized
Altura Credit Union
Credit Union: Well Capitalized Riverside, California 128225.0 $1 billion Well Capitalized
Antioch Community Credit Union
Credit Union: Well Capitalized Antioch, California 1515.0 $26 million Well Capitalized
Bakersfield City Employees Credit Union
Credit Union: Well Capitalized Bakersfield, California 2447.0 $30 million Well Capitalized
La Loma Credit Union
Credit Union: Adequately Capitalized Loma Linda, California 13919.0 $82 million Adequately Capitalized
F & A Credit Union
Credit Union: Well Capitalized Monterey Park, California 45522.0 $2 billion Well Capitalized
Peoples Ind Church Credit Union
Credit Union: Adequately Capitalized Los Angeles, California 99.0 $79k Adequately Capitalized
First U.S. Community Credit Union
Credit Union: Well Capitalized Sacramento, California 25306.0 $372 million Well Capitalized

More Credit Unions

See all...
Southland Credit Union
Credit Union: Well Capitalized Los Alamitos, California 62014.0 $749 million Well Capitalized
C & H Sugar Employees Credit Union
Credit Union: Well Capitalized Crockett, California 957.0 $9 million Well Capitalized
Los Angeles Police Credit Union
Credit Union: Well Capitalized Van Nuys, California 40285.0 $932 million Well Capitalized
I.L.W.U. Credit Union
Credit Union: Well Capitalized Wilmington, California 21084.0 $266 million Well Capitalized
East County Schools Credit Union
Credit Union: Well Capitalized EL Cajon, California 4370.0 $120 million Well Capitalized
First Technology Credit Union
Credit Union: Well Capitalized San Jose, California 554529.0 $12 billion Well Capitalized
Media City Credit Union
Credit Union: Well Capitalized Burbank, California 2500.0 $34 million Well Capitalized
Parsons Credit Union
Credit Union: Well Capitalized Pasadena, California 7253.0 $214 million Well Capitalized
California Bear Credit Union
Credit Union: Well Capitalized Los Angeles, California 10062.0 $112 million Well Capitalized
Kinecta Credit Union
Credit Union: Well Capitalized Manhattan Beach, California 303146.0 $4 billion Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to El Monte Community Credit Union

See all...
El Monte Community Credit Union
Credit Union: Well Capitalized EL Monte, California 3528.0 $28 million Well Capitalized
Monroe County Community Credit Union: Main Office (Mot)
Credit Union Branch: 715 North Telegraph Road
Monroe, Michigan 48162 ATM Available
El Monte Community Credit Union: Main Office ATM
Credit Union ATM: 11718 Ramona Boulevard
EL Monte, California 91732
La Monte Community Bank
Bank: La Monte, Missouri 101918279.0
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
National Association Credit One Bank
Bank: Las Vegas, Nevada 122402133.0
Union Community Bank
Bank: Mount Joy, Pennsylvania 31376101.0
First Credit Bank
Bank: West Hollywood, California 122237599.0
El Monte Community Credit Union: Main Office
Credit Union Branch: 11718 Ramona Boulevard
EL Monte, California 91732 ATM Available
Credit First National Association
Bank: Brook Park, Ohio 41202980.0