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Electrogas Credit Union Share
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Overview Share
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Electrogas Credit Union is a federally insured state credit union based in Alton, Illinois. It has been opened since 1943, for 79 years.

With around $1,110,000 in assets, Electrogas Credit Union is considered to be a small credit union.

About Share
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Address 700 Oakwood Avenue
Alton, Illinois 62002
Phone (618) 792-5989
CEO Larry E. Hall
President of the Board Charles Yancey
Services Offered
Score Card Share
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79 years
Years in business
Opened in 1943
Well Capitalized
Net worth classification
Source: NCUA
172 members
Membership type: State chartered natural person credit union
Below average number of members
172:1
Credit union member to staff ratio
172 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$1,106,775
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 2 in Illinois
Average number of branches
0.03%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 2 in Illinois
Average number of branches
Electrogas Credit Union Branch Locations

Electrogas Credit Union
700 Oakwood Avenue
Alton, Illinois 62002
No ATM
Members Share
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172 members
Membership type: State chartered natural person credit union
Below average number of members

With 172 members, the Electrogas Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 98% of credit unions.

Fees Share
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Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Electrogas Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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172:1
Credit union member to staff ratio
172 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
1 staff members
FTE (full-time equivalent)
0% of employees are part-time
1 full-time, 0 part-time

Electrogas Credit Union has 1 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Electrogas Credit Union has around 172 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
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$1,106,775
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
28.7%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$13,529
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 73% of credit unions.

Electrogas Credit Union holds a total of $600,000 in loans and leases, which is about $13,529 per member on average.

Savings interest rate Share
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0.03%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Electrogas Credit Union pays 0.03%.

Loan rates Share
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10.45%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
1.90%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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1.94%
New car loan rate
Compared to 4.0% nationally
2.97%
Used car loan rate
Compared to 5.2% nationally

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