Home
Contents
Explore
Search

Family 1st of Texas Credit Union

Overview
Back to Top

Family 1st of Texas Credit Union is a federal credit union based in Fort Worth, Texas. It has been opened since 1935, for 85 years.

With around $15,310,000 in assets, Family 1st of Texas Credit Union is considered to be a medium size credit union.

About
Address 3501 Western Center Boulevard
Fort Worth, Texas 76137
Website http://www.family1stfcu.org
Phone (817) 847-8992
Fax (817) 847-0328
CEO Sandra Szymanski
President of the Board Richard North
Services Offered
Map
Back to Top
Score Card
Back to Top
85 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
2,226 members
Membership type: Multiple common bond – primary federal, state, local government
Below average number of members
297:1
Credit union member to staff ratio
297 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$15,306,203
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Texas
Average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
7.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
Back to Top
1 branch
Compared with an average of 4 nationally and 3 in Texas
Average number of branches
Family 1st of Texas Credit Union Branch Locations

Family 1st of Texas Credit Union: Main
3501 Western Center Boulevard
Fort Worth, Texas 76137
No ATM
Members
Back to Top
2,226 members
Membership type: Multiple common bond – primary federal, state, local government
Below average number of members

With 2,226 members, the Family 1st of Texas Credit Union is considered to be a small credit union. It is smaller than 62% of credit unions.

Fees
Back to Top
$94
Average fee per member
The average fee per member at the Family 1st of Texas Credit Union is $94, which is very high compared to most credit unions. This rate is higher than 82% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Family 1st of Texas Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
Back to Top
297:1
Credit union member to staff ratio
297 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
8 staff members
FTE (full-time equivalent)
33% of employees are part-time
6 full-time, 3 part-time

Family 1st of Texas Credit Union has 6 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 67% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Family 1st of Texas Credit Union has around 297 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
Back to Top
$15,306,203
Total assets
Below average
Net worth
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
Back to Top
$8,704
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 63% of credit unions.

Family 1st of Texas Credit Union holds a total of $12,930,000 in loans and leases, which is about $8,704 per member on average.

Savings interest rate
Back to Top
0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Family 1st of Texas Credit Union pays 0.20%.

Loan rates
Back to Top
7.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
7.25%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
Back to Top
4.25%
New car loan rate
Compared to 4.0% nationally
4.25%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
Back to Top
4.35%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
One Source Credit Union
Location
EL Paso, Texas
Members
14,694
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Ctecu
Location
Houston, Texas
Members
1666
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
11.00%
Read More
Red River Employees Credit Union
Location
Texarkana, Texas
Members
108,942
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.64%
Read More
Highway District 9 Credit Union
Location
Waco, Texas
Members
740
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Kilgore Shell Employees Credit Union
Location
Kilgore, Texas
Members
260
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Linkage Credit Union
Location
Waco, Texas
Members
2032
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.99%
Read More