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Family Security Credit Union Share
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Overview Share
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Family Security Credit Union is a federally insured state credit union based in Decatur, Alabama. It has been opened since 1953, for 69 years.

With around $654,620,000 in assets, Family Security Credit Union is considered to be a very large credit union. It has 21 branches and 21 ATM locations.

About Share
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Address 2204 Family Security Pl SW
Decatur, Alabama 35603
Website http://myfscu.com
Phone (256) 340-2000
Fax (256) 353-9740
CEO Shane Nobbley
President of the Board James Jeffreys
Services Offered
Score Card Share
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69 years
Years in business
Opened in 1953
Well Capitalized
Net worth classification
Source: NCUA
82,482 members
Membership type: State chartered natural person credit union
Above average number of members
436:1
Credit union member to staff ratio
436 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$654,624,253
Total assets
Above average
21 branches
Compared with an average of 4 nationally and 4 in Alabama
Above average number of branches
0.40%
Savings interest rate
Compared to 0.3% nationally
10.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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21 branches
Compared with an average of 4 nationally and 4 in Alabama
Above average number of branches
Family Security Credit Union Branch Locations

Family Security Credit Union: Saraland
9 Saraland Boulevard North
Saraland, Alabama 36571
ATM Available
Family Security Credit Union: Cullman
811 2nd Avenue NW
Cullman, Alabama 35055
ATM Available
Family Security Credit Union: Madison
145 Lime Quarry Road
Madison, Alabama 35758
ATM Available
Family Security Credit Union: Mobile
7690 Airport Boulevard
Mobile, Alabama 36608
ATM Available
Family Security Credit Union: Priceville
50 Marco Drive
Decatur, Alabama 35603
ATM Available
Family Security Credit Union: Stevenson
41119 US Highway 72
Stevenson, Alabama 35772
ATM Available
Family Security Credit Union: Guntersville
2002 Gunter Avenue
Guntersville, Alabama 35976
ATM Available
Family Security Credit Union: Tillman's Corner
5416 Highway 90 W.
Mobile, Alabama 36619
ATM Available
Family Security Credit Union: Muscle Shoals
530 Avalon Avenue
Muscle Shoals, Alabama 35661
ATM Available
Family Security Credit Union: Thomasville
32605 Highway 43
Thomasville, Alabama 36784
ATM Available
Family Security Credit Union: Boaz
310 US Highway 431
Boaz, Alabama 35957
ATM Available
Family Security Credit Union: Daphne
28651 US Highway 98
Daphne, Alabama 36526
ATM Available
Family Security Credit Union: Highway 72 Madison
8668 Highway 72 W.
Madison, Alabama 35758
ATM Available
Family Security Credit Union: Athens
214 US Highway 31 S.
Athens, Alabama 35611
ATM Available
Family Security Credit Union: Moulton
11400 Al Highway 157
Moulton, Alabama 35650
ATM Available
Family Security Credit Union: Haier
2328 Point Mallard Drive SE
Decatur, Alabama 35601
ATM Available
Family Security Credit Union: Gardendale
951 Odum Road
Gardendale, Alabama 35071
ATM Available
Family Security Credit Union: Hartselle
1305 Highway 31 SW
Hartselle, Alabama 35640
ATM Available
Family Security Credit Union: Albertville
5976 US Highway 431
Albertville, Alabama 35950
ATM Available
Family Security Credit Union: Administration
1806 Carridale Street SW
Decatur, Alabama 35601
No ATM
Family Security Credit Union: Decatur Main
2204 Family Security Pl SW
Decatur, Alabama 35603
ATM Available
Family Security Credit Union: Sixth Avenue
1305 6th Avenue SE
Decatur, Alabama 35601
ATM Available
Members Share
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82,482 members
Membership type: State chartered natural person credit union
Above average number of members

With 82,482 members, the Family Security Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 95% of credit unions.

Fees Share
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$101
Average fee per member
The average fee per member at the Family Security Credit Union is $101, which is very high compared to most credit unions. This rate is higher than 85% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Family Security Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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436:1
Credit union member to staff ratio
436 per each FTE employee
Compared to 411:1 nationally
Fewer staff
189 staff members
FTE (full-time equivalent)
10% of employees are part-time
179 full-time, 20 part-time

Family Security Credit Union has 179 full-time staff members and 20 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 90% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Family Security Credit Union has around 436 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$654,624,253
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
15.4%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$8,433
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 66% of credit unions.

Family Security Credit Union holds a total of $406,450,000 in loans and leases, which is about $8,433 per member on average.

Savings interest rate Share
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0.40%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Family Security Credit Union pays 0.40%.

Loan rates Share
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10.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.25%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.49%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.49%
New car loan rate
Compared to 4.0% nationally
3.49%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.99%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Family Security Credit Union

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Family Security Credit Union: Decatur Main
Credit Union Branch: 2204 Family Security Pl SW
Decatur, Alabama 35603 ATM Available
Family Security Credit Union: Thomasville
Credit Union Branch: 32605 Highway 43
Thomasville, Alabama 36784 ATM Available
Family Security Credit Union: Gardendale
Credit Union Branch: 951 Odum Road
Gardendale, Alabama 35071 ATM Available
Family Security Credit Union: Stevenson
Credit Union Branch: 41119 US Highway 72
Stevenson, Alabama 35772 ATM Available
Family Security Credit Union: Cullman
Credit Union Branch: 811 2nd Avenue NW
Cullman, Alabama 35055 ATM Available
Family Security Credit Union: Mobile
Credit Union Branch: 7690 Airport Boulevard
Mobile, Alabama 36608 ATM Available
Family Security Credit Union: Priceville
Credit Union Branch: 50 Marco Drive
Decatur, Alabama 35603 ATM Available
Family Security Credit Union: Madison
Credit Union Branch: 145 Lime Quarry Road
Madison, Alabama 35758 ATM Available
Family Security Credit Union: Guntersville
Credit Union Branch: 2002 Gunter Avenue
Guntersville, Alabama 35976 ATM Available
Family Security Credit Union: Saraland
Credit Union Branch: 9 Saraland Boulevard North
Saraland, Alabama 36571 ATM Available