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Fedfinancial Credit Union Share
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Overview Share
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Fedfinancial Credit Union is a federal credit union based in Silver Spring, Maryland. It has been opened since 1935, for 87 years.

With around $79,330,000 in assets, Fedfinancial Credit Union is considered to be a large credit union.

About Share
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Address 11233 Lockwood Drive
Silver Spring, Maryland 20901
Website http://www.fedfinancial.org
Phone (301) 881-5626
Fax (301) 881-3024
CEO Jonathan A. Rhodes
President of the Board Abbott Russell
Services Offered
Score Card Share
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87 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
4,917 members
Membership type: Federal, State, Local Government
Average number of members
447:1
Credit union member to staff ratio
447 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$79,334,815
Total assets
Above average
1 branch
Compared with an average of 4 nationally and 3 in Maryland
Above average number of branches
0.50%
Savings interest rate
Compared to 0.3% nationally
10.65%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in Maryland
Above average number of branches
Fedfinancial Credit Union Branch Locations

Fedfinancial Credit Union: White Oak
10903 New Hampshire
Central Shared Use/Wo 2
Silver Spring, Maryland 20993
No ATM
Fedfinancial Credit Union: Lockwood
11233 Lockwood Drive
Silver Spring, Maryland 20901
No ATM
Members Share
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4,917 members
Membership type: Federal, State, Local Government
Average number of members

With 4,917 members, the Fedfinancial Credit Union is considered to be a medium size credit union. It is larger than 56% of credit unions.

Fees Share
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$89
Average fee per member
The average fee per member at the Fedfinancial Credit Union is $89, which is high compared to most credit unions. This rate is higher than 80% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Fedfinancial Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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447:1
Credit union member to staff ratio
447 per each FTE employee
Compared to 411:1 nationally
Fewer staff
11 staff members
FTE (full-time equivalent)
0% of employees are part-time
11 full-time, 0 part-time

Fedfinancial Credit Union has 11 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Fedfinancial Credit Union has around 447 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$79,334,815
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
7.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$6,824
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 79% of credit unions.

Fedfinancial Credit Union holds a total of $19,420,000 in loans and leases, which is about $6,824 per member on average.

Savings interest rate Share
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0.50%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Fedfinancial Credit Union pays 0.50%.

Loan rates Share
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10.65%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.40%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
Car loan rates Share
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2.90%
New car loan rate
Compared to 4.0% nationally
2.90%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.49%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.40%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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All of Asset Brief

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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Fedfinancial Credit Union: White Oak ATM
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