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Filer Credit Union Share
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Overview Share
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Filer Credit Union is a federally insured state credit union based in Manistee, Michigan. It has been opened since 1951, for 71 years.

With around $143,270,000 in assets, Filer Credit Union is considered to be a large credit union. It has 2 branches and 2 ATM locations.

About Share
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Address Po Box 375
Manistee, Michigan 49660
Website http://www.filercu.com
Phone (231) 723-3400
Fax (231) 723-7798
CEO Patty Preuss
President of the Board Gregg King
Services Offered
Score Card Share
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71 years
Years in business
Opened in 1951
Well Capitalized
Net worth classification
Source: NCUA
9,225 members
Membership type: State chartered natural person credit union
Above average number of members
335:1
Credit union member to staff ratio
335 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$143,269,149
Total assets
Above average
2 branches
Compared with an average of 4 nationally and 4 in Michigan
Above average number of branches
0.30%
Savings interest rate
Compared to 0.3% nationally
11.88%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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2 branches
Compared with an average of 4 nationally and 4 in Michigan
Above average number of branches
Filer Credit Union Branch Locations

Filer Credit Union: Main Office
1117 28th Street
Manistee, Michigan 49660
ATM Available
Filer Credit Union: Branch
1778 Kemmer Road
Manistee, Michigan 49660
ATM Available
Members Share
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9,225 members
Membership type: State chartered natural person credit union
Above average number of members

With 9,225 members, the Filer Credit Union is considered to be a large credit union. It is larger than 69% of credit unions.

Fees Share
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$64
Average fee per member
The average fee per member at the Filer Credit Union is $64, which is high compared to most credit unions. This rate is higher than 63% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Filer Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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335:1
Credit union member to staff ratio
335 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
28 staff members
FTE (full-time equivalent)
4% of employees are part-time
27 full-time, 1 part-time

Filer Credit Union has 27 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 96% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Filer Credit Union has around 335 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
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$143,269,149
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
12.7%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$14,976
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 80% of credit unions.

Filer Credit Union holds a total of $75,320,000 in loans and leases, which is about $14,976 per member on average.

Savings interest rate Share
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0.30%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Filer Credit Union pays 0.30%.

Loan rates Share
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11.88%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
8.75%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.44%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.94%
New car loan rate
Compared to 4.0% nationally
3.94%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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6.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.16%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Filer Credit Union: Branch
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Credit Union ATM: 1117 28th Street
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Filer Credit Union: Main Office
Credit Union Branch: 1117 28th Street
Manistee, Michigan 49660 ATM Available
Filer Credit Union: Branch ATM
Credit Union ATM: 1778 Kemmer Road
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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.