First Community Credit Union is a federally insured state credit union based in Jamestown, North Dakota. It has been opened since 1939, for 81 years.
With around $825,690,000 in assets, First Community Credit Union is considered to be a very large credit union. It has 28 branches and 20 ATM locations.
|Address|| Po Box 2180 |
Jamestown, North Dakota 58402
|President of the Board||Owen Olson|
With 43,990 members, the First Community Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 90% of credit unions.
Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.
The average fee per member gives you a general sense of how much you might pay in fees as a member of the First Community Credit Union. Some credit unions tend to charge more fees, while others charge less.
First Community Credit Union has 239 full-time staff members and 16 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 94% of the workforce.
The number of members relative to staff members is an indication of how well staffed the credit union is. First Community Credit Union has around 178 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.
A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength
The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.
First Community Credit Union holds a total of $680,500,000 in loans and leases, which is about $27,403 per member on average.
A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.
A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. First Community Credit Union pays 0.14%.