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Fisher Scientific Employees Credit Union

Overview
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Fisher Scientific Employees Credit Union is a federal credit union based in Pittsburgh, Pennsylvania. It has been opened since 1952, for 68 years.

With around $2,080,000 in assets, Fisher Scientific Employees Credit Union is considered to be a small credit union.

About
Address 300 Industry Drive
Pittsburgh, Pennsylvania 15275
Website http://www.fishercreditunion.org
Phone (724) 517-2331
Fax (724) 517-2160
CEO Jan M. Dietrich
President of the Board Brian Dulick
Services Offered
Map
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Score Card
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68 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
790 members
Membership type: Manufacturing – chemicals
Below average number of members
527:1
Credit union member to staff ratio
527 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$2,078,994
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
12.50%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
Fisher Scientific Employees Credit Union Branch Locations
Members
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790 members
Membership type: Manufacturing – chemicals
Below average number of members

With 790 members, the Fisher Scientific Employees Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 84% of credit unions.

Fees
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$22
Average fee per member
The average fee per member at the Fisher Scientific Employees Credit Union is $22, which is low compared to most credit unions. This rate is lower than 71% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Fisher Scientific Employees Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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527:1
Credit union member to staff ratio
527 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
2 staff members
FTE (full-time equivalent)
50% of employees are part-time
1 full-time, 1 part-time

Fisher Scientific Employees Credit Union has 1 full-time staff members and 1 part-time staff members. The staff is comprised of part-time and full-time staff, with part-time staff approximately 50% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Fisher Scientific Employees Credit Union has around 527 members per staff, a high ratio compared to other credit unions.

Assets
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$2,078,994
Total assets
Below average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
12.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$4,497
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 92% of credit unions.

Fisher Scientific Employees Credit Union holds a total of $1,570,000 in loans and leases, which is about $4,497 per member on average.

Savings interest rate
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Fisher Scientific Employees Credit Union pays 0.05%.

Loan rates
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12.50%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.28%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
Car loan rates
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3.31%
New car loan rate
Compared to 4.0% nationally
4.20%
Used car loan rate
Compared to 5.2% nationally