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Fleur-De-Lis Credit Union

Overview
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Fleur-De-Lis Credit Union is a federal credit union based in Metairie, Louisiana. It has been opened since 1951, for 69 years.

With around $13,900,000 in assets, Fleur-De-Lis Credit Union is considered to be a medium size credit union. It has 2 branches and 1 ATM locations.

About
Address 433 Metairie Rd, Street 114
Metairie, Louisiana 70005
Website http://www.fdlfcu.com
Phone (504) 838-5456
Fax (504) 838-5463
CEO Robert Mayfield
President of the Board Joseph Ryan
Services Offered
Map
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Score Card
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69 years
Years in business
Opened in 1951
Well Capitalized
Net worth classification
Source: NCUA
1,934 members
Membership type: Multiple common bond – primary federal, state, local government
Below average number of members
298:1
Credit union member to staff ratio
298 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$13,902,420
Total assets
Below average
2 branches
Compared with an average of 4 nationally and 2 in Louisiana
Above average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
12.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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2 branches
Compared with an average of 4 nationally and 2 in Louisiana
Above average number of branches
Fleur-De-Lis Credit Union Branch Locations

Fleur-De-Lis Credit Union: Benson Towers
1450 Poydras Street Suite 628
New Orleans, Louisiana 70112
ATM Available
Fleur-De-Lis Credit Union: Main Office
433 Metairie Road
Street 114
Metairie, Louisiana 70005
No ATM
Members
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1,934 members
Membership type: Multiple common bond – primary federal, state, local government
Below average number of members

With 1,934 members, the Fleur-De-Lis Credit Union is considered to be a small credit union. It is smaller than 66% of credit unions.

Fees
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$127
Average fee per member
The average fee per member at the Fleur-De-Lis Credit Union is $127, which is very high compared to most credit unions. This rate is higher than 93% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Fleur-De-Lis Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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298:1
Credit union member to staff ratio
298 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
6 staff members
FTE (full-time equivalent)
14% of employees are part-time
6 full-time, 1 part-time

Fleur-De-Lis Credit Union has 6 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 86% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Fleur-De-Lis Credit Union has around 298 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$13,902,420
Total assets
Below average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$5,212
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 89% of credit unions.

Fleur-De-Lis Credit Union holds a total of $6,780,000 in loans and leases, which is about $5,212 per member on average.

Savings interest rate
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0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Fleur-De-Lis Credit Union pays 0.15%.

Loan rates
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12.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.61%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.90%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.94%
New car loan rate
Compared to 4.0% nationally
5.44%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.78%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally