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Fort Peck Community Credit Union

Overview
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Fort Peck Community Credit Union is a federal credit union based in Fort Peck, Montana. It has been opened since 1952, for 68 years.

With around $13,030,000 in assets, Fort Peck Community Credit Union is considered to be a medium size credit union.

About
Address P.O. Box 214
Fort Peck, Montana 59223
Website http://www.fortpeckcu.com
Phone (406) 526-3223
Fax (406) 526-3283
CEO Joe Vander Woude
President of the Board Larry Bartel
Services Offered
Map
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Score Card
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68 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
1,399 members
Membership type: Community credit union
Below average number of members
233:1
Credit union member to staff ratio
233 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$13,029,765
Total assets
Below average
2 branches
Compared with an average of 4 nationally and 2 in Montana
Above average number of branches
0.80%
Savings interest rate
Compared to 0.3% nationally
Branches
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2 branches
Compared with an average of 4 nationally and 2 in Montana
Above average number of branches
Fort Peck Community Credit Union Branch Locations
Members
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1,399 members
Membership type: Community credit union
Below average number of members

With 1,399 members, the Fort Peck Community Credit Union is considered to be a small credit union. It is smaller than 74% of credit unions.

Fees
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$45
Average fee per member
The average fee per member at the Fort Peck Community Credit Union is $45, which is comparable to most credit unions. This rate is lower than 53% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Fort Peck Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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233:1
Credit union member to staff ratio
233 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
6 staff members
FTE (full-time equivalent)
0% of employees are part-time
6 full-time, 0 part-time

Fort Peck Community Credit Union has 6 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Fort Peck Community Credit Union has around 233 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets
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$13,029,765
Total assets
Below average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$12,354
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 67% of credit unions.

Fort Peck Community Credit Union holds a total of $7,140,000 in loans and leases, which is about $12,354 per member on average.

Savings interest rate
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0.80%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Fort Peck Community Credit Union pays 0.80%.

Loan rates
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13.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
8.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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5.00%
New car loan rate
Compared to 4.0% nationally
6.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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6.50%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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