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Franklin Regional Schools Credit Union
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Franklin Regional Schools Credit Union Share
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Overview Share
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Franklin Regional Schools Credit Union is a federal credit union based in Jeannette, Pennsylvania. It has been opened since 1968, for 54 years.

With around $3,380,000 in assets, Franklin Regional Schools Credit Union is considered to be a small credit union.

About Share
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Address 4068 Bushy Run Road
Jeannette, Pennsylvania 15644
Website http://www.frsfcu.com
Phone (724) 523-9448
Fax (724) 523-2601
CEO John K. Blank
President of the Board Mitchell Sasala
Services Offered
Score Card Share
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54 years
Years in business
Opened in 1968
Well Capitalized
Net worth classification
Source: NCUA
456 members
Membership type: Educational
Below average number of members
304:1
Credit union member to staff ratio
304 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$3,378,037
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
0.02%
Savings interest rate
Compared to 0.3% nationally
6.75%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
Franklin Regional Schools Credit Union Branch Locations
Members Share
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456 members
Membership type: Educational
Below average number of members

With 456 members, the Franklin Regional Schools Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 91% of credit unions.

Fees Share
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$11
Average fee per member
The average fee per member at the Franklin Regional Schools Credit Union is $11, which is very low compared to most credit unions. This rate is lower than 81% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Franklin Regional Schools Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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304:1
Credit union member to staff ratio
304 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
2 staff members
FTE (full-time equivalent)
50% of employees are part-time
1 full-time, 1 part-time

Franklin Regional Schools Credit Union has 1 full-time staff members and 1 part-time staff members. The staff is comprised of part-time and full-time staff, with part-time staff approximately 50% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Franklin Regional Schools Credit Union has around 304 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
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$3,378,037
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$10,540
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 54% of credit unions.

Franklin Regional Schools Credit Union holds a total of $2,470,000 in loans and leases, which is about $10,540 per member on average.

Savings interest rate Share
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0.02%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Franklin Regional Schools Credit Union pays 0.02%.

Loan rates Share
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6.75%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
Car loan rates Share
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3.50%
New car loan rate
Compared to 4.0% nationally
4.50%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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6.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally

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