Gcs Credit Union is a federally insured state credit union based in Granite City, Illinois. It has been opened since 1941, for 81 years.
With around $345,210,000 in assets, Gcs Credit Union is considered to be a very large credit union. It has 8 branches and 8 ATM locations.
|Address|| 3970 Maryville Road |
Granite City, Illinois 62040
|CEO||Keith A. Burton|
|President of the Board||Nick Huniak|
|Services Offered|| |
With 36,139 members, the Gcs Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 88% of credit unions.
Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.
The average fee per member gives you a general sense of how much you might pay in fees as a member of the Gcs Credit Union. Some credit unions tend to charge more fees, while others charge less.
Gcs Credit Union has 108 full-time staff members and 13 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 89% of the workforce.
The number of members relative to staff members is an indication of how well staffed the credit union is. Gcs Credit Union has around 316 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.
A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength
The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.
Gcs Credit Union holds a total of $285,780,000 in loans and leases, which is about $11,314 per member on average.
A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.
A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Gcs Credit Union pays 0.20%.