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Gecu

Overview
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Gecu is a federally insured state credit union based in El Paso, Texas. It has been opened since 1932, for 88 years.

With around $2,832,250,000 in assets, Gecu is considered to be a very large credit union. It has 27 branches and 29 ATM locations.

About
Address Po Box 20998
EL Paso, Texas 79998
Website http://www.GECU.com
Phone (915) 778-9221
CEO Crystal Long
President of the Board Greg Watters
Services Offered
Map
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Score Card
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88 years
Years in business
Opened in 1932
Well Capitalized
Net worth classification
Source: NCUA
385,134 members
Membership type: State chartered natural person credit union
Above average number of members
457:1
Credit union member to staff ratio
457 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$2,832,247,673
Total assets
Above average
27 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
0.25%
Savings interest rate
Compared to 0.3% nationally
10.49%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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27 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
Gecu Branch Locations

Gecu: Coronado Hs
100 Champions Pl
EL Paso, Texas 79912
ATM Available
Gecu: Piedras
716 North Piedras Street
EL Paso, Texas 79903
ATM Available
Gecu: Pebble Hills Hs
14400 Pebble Hills Boulevard
EL Paso, Texas 79938
ATM Available
Gecu: Lee Trevino
1545 North Lee Trevino Drive
EL Paso, Texas 79936
ATM Available
Gecu: Northeast Drive-Thru
5645 Woodrow Bean
EL Paso, Texas 79924
ATM Available
Gecu: Vds Ii
10425 Vista Del Sol Drive
EL Paso, Texas 79925
ATM Available
Gecu: Rojas
11987 Rojas Drive
EL Paso, Texas 79936
ATM Available
Gecu: Trawood
3037 Trawood Drive
EL Paso, Texas 79936
ATM Available
Gecu: Ysleta
8936 Alameda Avenue
EL Paso, Texas 79907
ATM Available
Gecu: Airway D/T
1245 Airway Boulevard
EL Paso, Texas 79925
ATM Available
Gecu: Airway Ops Building
1225 Airway Boulevard
EL Paso, Texas 79925
ATM Available
Gecu: Epcc Valle Verde
919 Hunter Drive
EL Paso, Texas 79915
ATM Available
Gecu: Artcraft
6101 Upper Valley Road
EL Paso, Texas 79932
ATM Available
Gecu: Viscount
7227 Viscount Boulevard
EL Paso, Texas 79925
ATM Available
Gecu: Mesa Hills
5710 North Mesa Street
EL Paso, Texas 79912
ATM Available
Gecu: Helen of Troy
7410 Helen of Troy
EL Paso, Texas 79912
ATM Available
Gecu: Eastlake
13750 Eastlake Boulevard
Horizon City, Texas 79928
ATM Available
Gecu: Doniphan
7955 North Mesa Street Suite B.
EL Paso, Texas 79932
ATM Available
Gecu: Sean Haggerty
11400 Sean Haggerty Drive Building D.
EL Paso, Texas 79934
ATM Available
Gecu: Oregon
2208 North Oregon Street
EL Paso, Texas 79902
ATM Available
Gecu: Yarbrough
429 North Yarbrough Drive
EL Paso, Texas 79915
ATM Available
Gecu: Montwood
12400 Montwood Drive
EL Paso, Texas 79928
ATM Available
Gecu: Socorro Ii
10860 North Loop Drive
Socorro, Texas 79927
ATM Available
Gecu: Del Valle Hs
950 Bordeaux Drive
EL Paso, Texas 79907
ATM Available
Gecu: Dyer
9435 Dyer Street
EL Paso, Texas 79924
ATM Available
Gecu: Campbell
218 North Campbell Street
EL Paso, Texas 79901
ATM Available
Gecu: Rich Beem
12801 Edgemere Boulevard
EL Paso, Texas 79938
ATM Available
Members
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385,134 members
Membership type: State chartered natural person credit union
Above average number of members

With 385,134 members, the Gecu is considered to be a very large credit union. It is among the largest of credit unions and is larger than 100% of credit unions.

Fees
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$82
Average fee per member
The average fee per member at the Gecu is $82, which is high compared to most credit unions. This rate is higher than 75% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Gecu. Some credit unions tend to charge more fees, while others charge less.

Staff
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457:1
Credit union member to staff ratio
457 per each FTE employee
Compared to 411:1 nationally
Fewer staff
843 staff members
FTE (full-time equivalent)
1% of employees are part-time
837 full-time, 12 part-time

Gecu has 837 full-time staff members and 12 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 99% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Gecu has around 457 members per staff, a higher ratio compared to other credit unions.

Assets
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$2,832,247,673
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.4%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$11,309
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 60% of credit unions.

Gecu holds a total of $2,500,430,000 in loans and leases, which is about $11,309 per member on average.

Savings interest rate
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0.25%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Gecu pays 0.25%.

Loan rates
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10.49%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
13.71%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.45%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.75%
New car loan rate
Compared to 4.0% nationally
5.25%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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8.38%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.88%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally