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General Electric Credit Union Share
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Overview Share
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General Electric Credit Union is a federally insured state credit union based in Cincinnati, Ohio. It has been opened since 1954, for 68 years.

With around $3,042,620,000 in assets, General Electric Credit Union is considered to be a very large credit union. It has 12 branches and 7 ATM locations.

About Share
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Address 10485 Reading Road
Cincinnati, Ohio 45241
Website http://www.gecreditunion.org
Phone (513) 243-4328
Fax (513) 243-9206
CEO Timothy D. Ballinger
President of the Board Mary Vessells
Services Offered
Score Card Share
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68 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
187,869 members
Membership type: State chartered natural person credit union
Above average number of members
541:1
Credit union member to staff ratio
541 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$3,042,617,151
Total assets
Above average
12 branches
Compared with an average of 4 nationally and 3 in Ohio
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
10.12%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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12 branches
Compared with an average of 4 nationally and 3 in Ohio
Above average number of branches
General Electric Credit Union Branch Locations

General Electric Credit Union: Loveland/Symmes Twp
10501 Loveland Madeira Road
Loveland, Ohio 45140
ATM Available
General Electric Credit Union: Fairfield
5370 Dixie Highway
Fairfield, Ohio 45014
ATM Available
General Electric Credit Union: Highland Heights
124 Marshall Lane
Highland Heights, Kentucky 41076
ATM Available
General Electric Credit Union: Blue Ash Professional Center
11370 Reed Hartman Highway
Blue Ash, Ohio 45241
No ATM
General Electric Credit Union: Eastgate
4450 Eastgate Boulevard
Suite 255
Cincinnati, Ohio 45245
ATM Available
General Electric Credit Union: Trihealth Bethesda North
10500 Montgomery Road
Cincinnati, Ohio 45242
No ATM
General Electric Credit Union: Mason/West Chester
6960 Tylersville Road
Mason, Ohio 45040
ATM Available
General Electric Credit Union: Madisonville
3016 Nebo Road
Madisonville, Kentucky 42431
No ATM
General Electric Credit Union: Plant
1 Neumann Way
Building 800
Cincinnati, Ohio 45215
No ATM
General Electric Credit Union: Reading Road
10485 Reading Road
Cincinnati, Ohio 45241
ATM Available
General Electric Credit Union: Mercy Hospital West
3300 Mercy Health Boulevard
Cincinnati, Ohio 45211
ATM Available
Members Share
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187,869 members
Membership type: State chartered natural person credit union
Above average number of members

With 187,869 members, the General Electric Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 98% of credit unions.

Fees Share
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$53
Average fee per member
The average fee per member at the General Electric Credit Union is $53, which is comparable to most credit unions. This rate is lower than 46% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the General Electric Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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541:1
Credit union member to staff ratio
541 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
347 staff members
FTE (full-time equivalent)
2% of employees are part-time
344 full-time, 6 part-time

General Electric Credit Union has 344 full-time staff members and 6 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 98% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. General Electric Credit Union has around 541 members per staff, a high ratio compared to other credit unions.

Assets Share
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$3,042,617,151
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$16,837
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 85% of credit unions.

General Electric Credit Union holds a total of $2,643,740,000 in loans and leases, which is about $16,837 per member on average.

Savings interest rate Share
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. General Electric Credit Union pays 0.10%.

Loan rates Share
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10.12%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.45%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.71%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.36%
New car loan rate
Compared to 4.0% nationally
4.67%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.67%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.69%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
4.97%
Other real estate loan rates
Compared to 0.9% nationally

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Similar Credit Unions to General Electric Credit Union

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General Electric Credit Union: Fairfield
Credit Union Branch: 5370 Dixie Highway
Fairfield, Ohio 45014 ATM Available
General Electric Credit Union: Highland Heights
Credit Union Branch: 124 Marshall Lane
Highland Heights, Kentucky 41076 ATM Available
General Electric Credit Union: Trihealth Bethesda North
Credit Union Branch: 10500 Montgomery Road
Cincinnati, Ohio 45242 No ATM
General Electric Credit Union: Mercy Hospital Anderson
Credit Union Branch: 7500 State Road
Cincinnati, Ohio 45255 No ATM
General Electric Credit Union: Trihealth Good Samaritan
Credit Union Branch: 375 Dixmyth Avenue
Cincinnati, Ohio 45220 No ATM
General Electric Credit Union: Eastgate
Credit Union Branch: 4450 Eastgate Boulevard
Suite 255
Cincinnati, Ohio 45245 ATM Available
General Electric Credit Union: Madisonville
Credit Union Branch: 3016 Nebo Road
Madisonville, Kentucky 42431 No ATM
General Electric Credit Union: Loveland/Symmes Twp
Credit Union Branch: 10501 Loveland Madeira Road
Loveland, Ohio 45140 ATM Available
General Electric Credit Union: Mason/West Chester
Credit Union Branch: 6960 Tylersville Road
Mason, Ohio 45040 ATM Available
General Electric Credit Union: Plant
Credit Union Branch: 1 Neumann Way
Building 800
Cincinnati, Ohio 45215 No ATM