Gesa Credit Union is a federally insured state credit union based in Richland, Washington. It has been opened since 1953, for 67 years.
With around $2,059,210,000 in assets, Gesa Credit Union is considered to be a very large credit union. It has 18 branches and 17 ATM locations.
|Address|| 51 Gage Boulevard |
Richland, Washington 99352
|CEO||Don C. Miller|
|President of the Board||William Melberg|
With 164,281 members, the Gesa Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 98% of credit unions.
Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.
The average fee per member gives you a general sense of how much you might pay in fees as a member of the Gesa Credit Union. Some credit unions tend to charge more fees, while others charge less.
Gesa Credit Union has 448 full-time staff members and 52 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 90% of the workforce.
The number of members relative to staff members is an indication of how well staffed the credit union is. Gesa Credit Union has around 347 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.
A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength
The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.
Gesa Credit Union holds a total of $1,719,840,000 in loans and leases, which is about $15,803 per member on average.
A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.
A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Gesa Credit Union pays 0.05%.