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Gibbs Aluminum Credit Union Share
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Overview Share
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Gibbs Aluminum Credit Union is a federal credit union based in Henderson, Kentucky. It has been opened since 1967, for 55 years.

With around $5,690,000 in assets, Gibbs Aluminum Credit Union is considered to be a small credit union. It has 1 branches and 1 ATM locations.

About Share
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Address 369 Community Drive
Henderson, Kentucky 42420
Website http://www.gibbsafcu.com
Phone (270) 827-7808
Fax (270) 827-7870
CEO Shannon Kavanaugh
President of the Board David Mcgan
Services Offered
Score Card Share
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55 years
Years in business
Opened in 1967
Well Capitalized
Net worth classification
Source: NCUA
894 members
Membership type: Manufacturing – primary and fabricated metals
Below average number of members
894:1
Credit union member to staff ratio
894 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$5,692,463
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Kentucky
Average number of branches
0.75%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in Kentucky
Average number of branches
Gibbs Aluminum Credit Union Branch Locations

Gibbs Aluminum Federal Credit Union
3093 Ohio Drive
Henderson, Kentucky 42420
ATM Available
Members Share
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894 members
Membership type: Manufacturing – primary and fabricated metals
Below average number of members

With 894 members, the Gibbs Aluminum Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 82% of credit unions.

Fees Share
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$40
Average fee per member
The average fee per member at the Gibbs Aluminum Credit Union is $40, which is comparable to most credit unions. This rate is lower than 57% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Gibbs Aluminum Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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894:1
Credit union member to staff ratio
894 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
1 staff members
FTE (full-time equivalent)
0% of employees are part-time
1 full-time, 0 part-time

Gibbs Aluminum Credit Union has 1 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Gibbs Aluminum Credit Union has around 894 members per staff, a high ratio compared to other credit unions.

Assets Share
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$5,692,463
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
32.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$10,269
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 51% of credit unions.

Gibbs Aluminum Credit Union holds a total of $3,650,000 in loans and leases, which is about $10,269 per member on average.

Savings interest rate Share
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0.75%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Gibbs Aluminum Credit Union pays 0.75%.

Loan rates Share
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12.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
7.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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5.00%
New car loan rate
Compared to 4.0% nationally
9.00%
Used car loan rate
Compared to 5.2% nationally

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Gibbs Aluminum Federal Credit Union ATM
Credit Union ATM: 3093 Ohio Drive
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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Border Credit Union: Gibbs Street Branch
Credit Union Branch: 600 E. Gibbs Street
Del Rio, Texas 78840 ATM Available
Border Credit Union: Gibbs Street Branch ATM
Credit Union ATM: 600 E. Gibbs Street
Del Rio, Texas 78840