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Golden Circle Credit Union Share
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Overview Share
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Golden Circle Credit Union is a federally insured state credit union based in Massillon, Ohio. It has been opened since 1940, for 82 years.

With around $86,290,000 in assets, Golden Circle Credit Union is considered to be a large credit union. It has 2 branches and 2 ATM locations.

About Share
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Address 4118 Lincoln Way E.
Massillon, Ohio 44646
Website http://www.goldencirclecu.com
Phone (330) 479-3130
Fax (330) 479-3132
CEO Jeffrey J. Mcclain
President of the Board William Dixon
Services Offered
Score Card Share
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82 years
Years in business
Opened in 1940
Well Capitalized
Net worth classification
Source: NCUA
8,534 members
Membership type: State chartered natural person credit union
Above average number of members
488:1
Credit union member to staff ratio
488 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$86,288,289
Total assets
Above average
2 branches
Compared with an average of 4 nationally and 3 in Ohio
Above average number of branches
0.01%
Savings interest rate
Compared to 0.3% nationally
12.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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2 branches
Compared with an average of 4 nationally and 3 in Ohio
Above average number of branches
Golden Circle Credit Union Branch Locations

Golden Circle Credit Union: Canton
1215 Greenfield Avenue SW
Canton, Ohio 44706
ATM Available
Golden Circle Credit Union: Massillon
4118 Lincoln Way E.
Massillon, Ohio 44646
ATM Available
Members Share
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8,534 members
Membership type: State chartered natural person credit union
Above average number of members

With 8,534 members, the Golden Circle Credit Union is considered to be a large credit union. It is larger than 67% of credit unions.

Fees Share
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$47
Average fee per member
The average fee per member at the Golden Circle Credit Union is $47, which is comparable to most credit unions. This rate is lower than 51% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Golden Circle Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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488:1
Credit union member to staff ratio
488 per each FTE employee
Compared to 411:1 nationally
Fewer staff
18 staff members
FTE (full-time equivalent)
6% of employees are part-time
17 full-time, 1 part-time

Golden Circle Credit Union has 17 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 94% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Golden Circle Credit Union has around 488 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$86,288,289
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
16.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$12,217
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 66% of credit unions.

Golden Circle Credit Union holds a total of $56,820,000 in loans and leases, which is about $12,217 per member on average.

Savings interest rate Share
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0.01%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Golden Circle Credit Union pays 0.01%.

Loan rates Share
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12.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
5.99%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.90%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.74%
New car loan rate
Compared to 4.0% nationally
3.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Golden Circle Credit Union: Massillon ATM
Credit Union ATM: 4118 Lincoln Way E.
Massillon, Ohio 44646
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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
the Golden 1 Credit Union: Fresno Fig Garden ATM
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Golden Circle Credit Union
Credit Union: Well Capitalized Massillon, Ohio 8534.0 $86 million Well Capitalized
the Golden 1 Credit Union: Fresno Fig Garden
Credit Union Branch: 6040 North Figarden Drive
Fresno, California 93722 ATM Available
Golden Circle Credit Union: Canton
Credit Union Branch: 1215 Greenfield Avenue SW
Canton, Ohio 44706 ATM Available
Golden Circle Credit Union: Massillon
Credit Union Branch: 4118 Lincoln Way E.
Massillon, Ohio 44646 ATM Available
Golden Circle Credit Union: Canton ATM
Credit Union ATM: 1215 Greenfield Avenue SW
Canton, Ohio 44706