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Government Printing Office Credit Union

Overview
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Government Printing Office Credit Union is a federal credit union based in Washington, District of Columbia. It has been opened since 1935, for 85 years.

With around $32,650,000 in assets, Government Printing Office Credit Union is considered to be an average size credit union. It has 1 branches and 1 ATM locations.

About
Address P.O. Box 77119
Washington, District of Columbia 20013
Website http://www.gpofcu.org
Phone (202) 512-1067
Fax (202) 289-1790
CEO Stephanie Covington
President of the Board Robert Freeman
Services Offered
Map
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Score Card
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85 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
4,335 members
Membership type: Multiple common bond – primary federal, state, local government
Average number of members
321:1
Credit union member to staff ratio
321 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$32,646,875
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 2 in District of Columbia
Average number of branches
0.50%
Savings interest rate
Compared to 0.3% nationally
9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 2 in District of Columbia
Average number of branches
Government Printing Office Credit Union Branch Locations
Members
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4,335 members
Membership type: Multiple common bond – primary federal, state, local government
Average number of members

With 4,335 members, the Government Printing Office Credit Union is considered to be a medium size credit union. It is larger than 54% of credit unions.

Fees
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$145
Average fee per member
The average fee per member at the Government Printing Office Credit Union is $145, which is very high compared to most credit unions. This rate is higher than 96% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Government Printing Office Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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321:1
Credit union member to staff ratio
321 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
14 staff members
FTE (full-time equivalent)
7% of employees are part-time
13 full-time, 1 part-time

Government Printing Office Credit Union has 13 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 93% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Government Printing Office Credit Union has around 321 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$32,646,875
Total assets
Average size
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.0%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$6,772
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 79% of credit unions.

Government Printing Office Credit Union holds a total of $19,940,000 in loans and leases, which is about $6,772 per member on average.

Savings interest rate
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0.50%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Government Printing Office Credit Union pays 0.50%.

Loan rates
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9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
6.50%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.75%
New car loan rate
Compared to 4.0% nationally
4.75%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.75%
Other real estate loan rates
Compared to 0.9% nationally