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Grace Congregational Church Credit Union

Overview
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Grace Congregational Church Credit Union is a federal credit union based in New York, New York. It has been opened since 1952, for 68 years.

With around $180,000 in assets, Grace Congregational Church Credit Union is considered to be a small credit union.

About
Address 310 W. 139th Street
New York, New York 10030
Phone (631) 542-2328
CEO Cynthia S. Jackson
President of the Board Cynthia Rodriguez
Services Offered
Map
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Score Card
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68 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
142 members
Membership type: Associational – faith based
Below average number of members
$179,968
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in New York
Above average number of branches
Branches
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1 branch
Compared with an average of 4 nationally and 3 in New York
Above average number of branches
Grace Congregational Church Credit Union Branch Locations
Members
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142 members
Membership type: Associational – faith based
Below average number of members

With 142 members, the Grace Congregational Church Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 99% of credit unions.

Fees
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Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Grace Congregational Church Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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0 staff members
FTE (full-time equivalent)
0% of employees are part-time
0 full-time, 0 part-time

Grace Congregational Church Credit Union has no employees.

Assets
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$179,968
Total assets
Below average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
45.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$2,893
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 96% of credit unions.

Grace Congregational Church Credit Union holds a total of $10,000 in loans and leases, which is about $2,893 per member on average.

Savings interest rate
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Loan rates
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11.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally