Feedback
Share
Link
Link copied!
Asset Brief
Grand Junction Credit Union
Credit Union Finder
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Grand Junction Credit Union Share
Link
Link copied!

Table of Contents
Map Loading...
Overview Share
Link
Link copied!
Back to Top

Grand Junction Credit Union is a federal credit union based in Grand Junction, Colorado. It has been opened since 1957, for 65 years.

With around $61,420,000 in assets, Grand Junction Credit Union is considered to be a large credit union.

About Share
Link
Link copied!
Address 910 Main Street
Grand Junction, Colorado 81501
Website http://www.grandjunctionfcu.org
Phone (970) 243-1370
Fax (970) 241-3010
CEO Jeff Cyriacks
President of the Board Darren Starr
Services Offered
Score Card Share
Link
Link copied!
Back to Top
65 years
Years in business
Opened in 1957
Well Capitalized
Net worth classification
Source: NCUA
4,599 members
Membership type: Multiple common bond – primary federal, state, local government
Average number of members
317:1
Credit union member to staff ratio
317 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$61,421,386
Total assets
Above average
1 branch
Compared with an average of 4 nationally and 4 in Colorado
Average number of branches
0.25%
Savings interest rate
Compared to 0.3% nationally
9.75%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
Link
Link copied!
Back to Top
1 branch
Compared with an average of 4 nationally and 4 in Colorado
Average number of branches
Grand Junction Credit Union Branch Locations

Grand Junction Federal Credit Union
910 Main Street
Grand Junction, Colorado 81501
No ATM
Members Share
Link
Link copied!
Back to Top
4,599 members
Membership type: Multiple common bond – primary federal, state, local government
Average number of members

With 4,599 members, the Grand Junction Credit Union is considered to be a medium size credit union. It is larger than 55% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$16
Average fee per member
The average fee per member at the Grand Junction Credit Union is $16, which is low compared to most credit unions. This rate is lower than 76% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Grand Junction Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
317:1
Credit union member to staff ratio
317 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
14 staff members
FTE (full-time equivalent)
7% of employees are part-time
14 full-time, 1 part-time

Grand Junction Credit Union has 14 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 93% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Grand Junction Credit Union has around 317 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
Link
Link copied!
Back to Top
$61,421,386
Total assets
Above average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
19.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$15,682
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 82% of credit unions.

Grand Junction Credit Union holds a total of $41,680,000 in loans and leases, which is about $15,682 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.25%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Grand Junction Credit Union pays 0.25%.

Loan rates Share
Link
Link copied!
Back to Top
9.75%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.75%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
2.99%
New car loan rate
Compared to 4.0% nationally
5.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
6.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.75%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
6.75%
Other real estate loan rates
Compared to 0.9% nationally

Other Credit Unions

See all...
Options Credit Union
Credit Union: Well Capitalized Littleton, Colorado 797.0 $5 million Well Capitalized
Peoples Credit Union
Credit Union: Well Capitalized Springfield, Colorado 3620.0 $50 million Well Capitalized
Sunwest Educational Credit Union
Credit Union: Well Capitalized Pueblo, Colorado 11810.0 $136 million Well Capitalized
Southwest Colorado Credit Union
Credit Union: Well Capitalized Durango, Colorado 3698.0 $55 million Well Capitalized
Weld Schools Credit Union
Credit Union: Well Capitalized Greeley, Colorado 5812.0 $79 million Well Capitalized
Otero County Teachers Credit Union
Credit Union: Well Capitalized La Junta, Colorado 915.0 $4 million Well Capitalized
Credit Union of Colorado, A
Credit Union: Well Capitalized Denver, Colorado 129458.0 $2 billion Well Capitalized
Pueblo Horizons Credit Union
Credit Union: Well Capitalized Pueblo, Colorado 3495.0 $27 million Well Capitalized
Minnequa Works Credit Union
Credit Union: Well Capitalized Pueblo, Colorado 15334.0 $182 million Well Capitalized
Eaton Employees Credit Union
Credit Union: Well Capitalized Denver, Colorado 104.0 $524k Well Capitalized

More Credit Unions

See all...
Pikes Peak Credit Union
Credit Union: Well Capitalized Colorado Spring, Colorado 10118.0 $89 million Well Capitalized
Denver Fire Department Credit Union
Credit Union: Well Capitalized Denver, Colorado 5664.0 $152 million Well Capitalized
Canvas Credit Union
Credit Union: Well Capitalized Lone Tree, Colorado 240471.0 $2 billion Well Capitalized
Western Rockies Credit Union
Credit Union: Well Capitalized Grand Junction, Colorado 14344.0 $132 million Well Capitalized
One Thirteen Credit Union
Credit Union: Well Capitalized Colorado Spring, Colorado 1379.0 $8 million Well Capitalized
Akron Credit Union
Credit Union: Well Capitalized Akron, Colorado 281.0 $709k Well Capitalized
Partner Colorado Credit Union
Credit Union: Well Capitalized Arvada, Colorado 34405.0 $418 million Well Capitalized
Rio Blanco Schools Credit Union
Credit Union: Well Capitalized Rangely, Colorado 715.0 $6 million Well Capitalized
Aurora Schools Credit Union
Credit Union: Well Capitalized Aurora, Colorado 8015.0 $118 million Well Capitalized
Mountain River Credit Union
Credit Union: Well Capitalized Salida, Colorado 3371.0 $26 million Well Capitalized

Additional Credit Unions

See all...
Star Tech Credit Union
Credit Union: Well Capitalized Greenwood Villa, Colorado 1436.0 $8 million Well Capitalized
Fidelis Catholic Credit Union
Credit Union: Well Capitalized Arvada, Colorado 4726.0 $93 million Well Capitalized
Metrum Community Credit Union
Credit Union: Well Capitalized Centennial, Colorado 5311.0 $73 million Well Capitalized
Colorado Credit Union
Credit Union: Well Capitalized Littleton, Colorado 17842.0 $197 million Well Capitalized
Space Age Credit Union
Credit Union: Well Capitalized Aurora, Colorado 16120.0 $142 million Well Capitalized
Arapahoe Credit Union
Credit Union: Well Capitalized Littleton, Colorado 10569.0 $144 million Well Capitalized
Westminster Credit Union
Credit Union: Well Capitalized Westminster, Colorado 3798.0 $37 million Well Capitalized
Olathe Credit Union
Credit Union: Undercapitalized Olathe, Colorado 214.0 $390k Undercapitalized
White Crown Credit Union
Credit Union: Well Capitalized Denver, Colorado 5509.0 $62 million Well Capitalized
Sterling Credit Union
Credit Union: Well Capitalized Sterling, Colorado 8890.0 $151 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to Grand Junction Credit Union

See all...
Rio Grande Credit Union
Credit Union: Well Capitalized Grand Junction, Colorado 4853.0 $56 million Well Capitalized
Grand Junction Federal Credit Union
Credit Union Branch: 910 Main Street
Grand Junction, Colorado 81501 No ATM
Grand Junction Credit Union
Credit Union: Well Capitalized Grand Junction, Colorado 4599.0 $61 million Well Capitalized
Rio Grande Federal Credit Union
Credit Union Branch: 760 Rood Avenue
Grand Junction, Colorado 81501 ATM Available
Rio Grande Federal Credit Union ATM
Credit Union ATM: 760 Rood Avenue
Grand Junction, Colorado 81501
Bellco Credit Union: Grand Junction ATM
Credit Union ATM: 2478 Highway 6 and 50 Unit A.
Grand Junction, Colorado 81505
Rio Grande Federal Credit Union - Va
Credit Union Branch: 2121 North Avenue
Grand Junction, Colorado 81501 No ATM
Sooper Credit Union: Grand Junction Branch
Credit Union Branch: 2440 F. Road
Grand Junction, Colorado 81505 ATM Available
Credit Union of Colorado, A: Grand Junction Branch
Credit Union Branch: 202 Main Street
Grand Junction, Colorado 81501 ATM Available
Bellco Credit Union: Grand Junction
Credit Union Branch: 2478 Highway 6 and 50 Unit A.
Grand Junction, Colorado 81505 ATM Available