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Greater Niles Community Credit Union
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Greater Niles Community Credit Union Share
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Overview Share
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Greater Niles Community Credit Union is a federal credit union based in Niles, Michigan. It has been opened since 1975, for 47 years.

With around $62,940,000 in assets, Greater Niles Community Credit Union is considered to be a large credit union. It has 3 branches and 3 ATM locations.

About Share
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Address Po Box 490
Niles, Michigan 49120
Website http://www.gncfcu.org
Phone (269) 684-6005
Fax (269) 684-6173
CEO David B. Van Strien
President of the Board Robert Chute
Services Offered
Score Card Share
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47 years
Years in business
Opened in 1975
Well Capitalized
Net worth classification
Source: NCUA
4,883 members
Membership type: Community credit union
Average number of members
142:1
Credit union member to staff ratio
142 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$62,941,593
Total assets
Above average
3 branches
Compared with an average of 4 nationally and 4 in Michigan
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
8.54%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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3 branches
Compared with an average of 4 nationally and 4 in Michigan
Above average number of branches
Greater Niles Community Credit Union Branch Locations

Greater Niles Community Credit Union: Edwardsburg Branch
68925 M-62; Suite A.
Edwardsburg, Michigan 49112
ATM Available
Greater Niles Community Credit Union: Niles Branch
507 E. Main Street
Niles, Michigan 49120
ATM Available
Greater Niles Community Credit Union: Cass Branch
1050 E. State Street
Cassopolis, Michigan 49031
ATM Available
Members Share
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4,883 members
Membership type: Community credit union
Average number of members

With 4,883 members, the Greater Niles Community Credit Union is considered to be a medium size credit union. It is larger than 56% of credit unions.

Fees Share
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$47
Average fee per member
The average fee per member at the Greater Niles Community Credit Union is $47, which is comparable to most credit unions. This rate is lower than 52% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Greater Niles Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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142:1
Credit union member to staff ratio
142 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
34 staff members
FTE (full-time equivalent)
18% of employees are part-time
31 full-time, 7 part-time

Greater Niles Community Credit Union has 31 full-time staff members and 7 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 82% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Greater Niles Community Credit Union has around 142 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
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$62,941,593
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$20,969
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 92% of credit unions.

Greater Niles Community Credit Union holds a total of $50,700,000 in loans and leases, which is about $20,969 per member on average.

Savings interest rate Share
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Greater Niles Community Credit Union pays 0.10%.

Loan rates Share
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8.54%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
8.25%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.25%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.35%
New car loan rate
Compared to 4.0% nationally
4.20%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.95%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Greater Niles Community Credit Union
Credit Union: Well Capitalized Niles, Michigan 4883.0 $63 million Well Capitalized
Greater Niles Community Credit Union: Edwardsburg Branch
Credit Union Branch: 68925 M-62; Suite A.
Edwardsburg, Michigan 49112 ATM Available
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Greater Niles Community Credit Union: Cass Branch
Credit Union Branch: 1050 E. State Street
Cassopolis, Michigan 49031 ATM Available
Greater Niles Community Credit Union: Edwardsburg Branch ATM
Credit Union ATM: 68925 M-62; Suite A.
Edwardsburg, Michigan 49112
Greater Niles Community Credit Union: Niles Branch ATM
Credit Union ATM: 507 E. Main Street
Niles, Michigan 49120
Greater Niles Community Credit Union: Niles Branch
Credit Union Branch: 507 E. Main Street
Niles, Michigan 49120 ATM Available
Greater Niles Community Credit Union: Cass Branch ATM
Credit Union ATM: 1050 E. State Street
Cassopolis, Michigan 49031