Gulf Winds Credit Union Share

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Gulf Winds Credit Union is a federally insured state credit union based in Pensacola, Florida. It has been opened since 1954, for 68 years.

With around $659,790,000 in assets, Gulf Winds Credit Union is considered to be a very large credit union. It has 12 branches and 11 ATM locations.

With 61,706 members, the Gulf Winds Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 93% of credit unions.

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Gulf Winds Credit Union. Some credit unions tend to charge more fees, while others charge less.

Gulf Winds Credit Union has 197 full-time staff members and 16 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 92% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Gulf Winds Credit Union has around 301 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Gulf Winds Credit Union holds a total of $434,780,000 in loans and leases, which is about $13,716 per member on average.

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Gulf Winds Credit Union pays 0.25%.