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Harvard Community Credit Union
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Harvard Community Credit Union Share
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Overview Share
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Harvard Community Credit Union is a federally insured state credit union based in Harvard, Illinois. It has been opened since 1956, for 66 years.

With around $15,380,000 in assets, Harvard Community Credit Union is considered to be a medium size credit union.

About Share
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Address 1200 S. Division
Harvard, Illinois 60033
Website http://WWW.HARVARDCCU.ORG
Phone (815) 943-6500
Fax (815) 943-7729
CEO Connie S. Anderson
President of the Board Jon Warnecke
Services Offered
Score Card Share
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66 years
Years in business
Opened in 1956
Well Capitalized
Net worth classification
Source: NCUA
2,879 members
Membership type: State chartered natural person credit union
Average number of members
576:1
Credit union member to staff ratio
576 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$15,380,433
Total assets
Below average
0 branches
Compared with an average of 4 nationally and 2 in Illinois
Average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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0 branches
Compared with an average of 4 nationally and 2 in Illinois
Average number of branches
Harvard Community Credit Union Branch Locations

Harvard Community Credit Union: Hccu
1200 S. Division Street
Harvard, Illinois 60033
No ATM
Members Share
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2,879 members
Membership type: State chartered natural person credit union
Average number of members

With 2,879 members, the Harvard Community Credit Union is considered to be a medium size credit union. It is larger than 44% of credit unions.

Fees Share
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$30
Average fee per member
The average fee per member at the Harvard Community Credit Union is $30, which is low compared to most credit unions. This rate is lower than 66% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Harvard Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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576:1
Credit union member to staff ratio
576 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
5 staff members
FTE (full-time equivalent)
0% of employees are part-time
5 full-time, 0 part-time

Harvard Community Credit Union has 5 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Harvard Community Credit Union has around 576 members per staff, a high ratio compared to other credit unions.

Assets Share
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$15,380,433
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$9,015
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 60% of credit unions.

Harvard Community Credit Union holds a total of $8,720,000 in loans and leases, which is about $9,015 per member on average.

Savings interest rate Share
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Harvard Community Credit Union pays 0.10%.

Loan rates Share
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8.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
8.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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8.00%
New car loan rate
Compared to 4.0% nationally
8.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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8.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
8.00%
Other real estate loan rates
Compared to 0.9% nationally

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the Harvard State Bank
Bank: Harvard, Illinois 71905082.0
Harvard Community Credit Union: Hccu
Credit Union Branch: 1200 S. Division Street
Harvard, Illinois 60033 No ATM
Hayward Community Credit Union: Main Office
Credit Union Branch: 15855 US Highway 63
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Harvard Community Credit Union
Credit Union: Well Capitalized Harvard, Illinois 2879.0 $15 million Well Capitalized