Feedback
Share
Link
Link copied!
Asset Brief
Haverhill Fire Department Credit Union
Credit Union Finder
Table of Contents
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Haverhill Fire Department Credit Union Share
Link
Link copied!

Map Loading...
Overview Share
Link
Link copied!
Back to Top

Haverhill Fire Department Credit Union is a federally insured state credit union based in Haverhill, Massachusetts. It has been opened since 1933, for 89 years.

With around $17,760,000 in assets, Haverhill Fire Department Credit Union is considered to be a medium size credit union.

About Share
Link
Link copied!
Address 75 Kenoza Avenue
Haverhill, Massachusetts 01830
Website http://www.havfirecu.org
Phone (978) 372-8833
Fax (978) 372-7782
CEO David J. Butt
President of the Board Eric Tarpy
Services Offered
Score Card Share
Link
Link copied!
Back to Top
89 years
Years in business
Opened in 1933
Well Capitalized
Net worth classification
Source: NCUA
1,176 members
Membership type: State chartered natural person credit union
Below average number of members
214:1
Credit union member to staff ratio
214 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$17,764,889
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Massachusetts
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
Branches Share
Link
Link copied!
Back to Top
1 branch
Compared with an average of 4 nationally and 3 in Massachusetts
Above average number of branches
Haverhill Fire Department Credit Union Branch Locations
Members Share
Link
Link copied!
Back to Top
1,176 members
Membership type: State chartered natural person credit union
Below average number of members

With 1,176 members, the Haverhill Fire Department Credit Union is considered to be a small credit union. It is smaller than 78% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$25
Average fee per member
The average fee per member at the Haverhill Fire Department Credit Union is $25, which is low compared to most credit unions. This rate is lower than 69% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Haverhill Fire Department Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
214:1
Credit union member to staff ratio
214 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
6 staff members
FTE (full-time equivalent)
17% of employees are part-time
5 full-time, 1 part-time

Haverhill Fire Department Credit Union has 5 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 83% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Haverhill Fire Department Credit Union has around 214 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
Link
Link copied!
Back to Top
$17,764,889
Total assets
Below average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
12.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$12,952
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 70% of credit unions.

Haverhill Fire Department Credit Union holds a total of $5,850,000 in loans and leases, which is about $12,952 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Haverhill Fire Department Credit Union pays 0.05%.

Loan rates Share
Link
Link copied!
Back to Top
11.01%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
8.03%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
3.59%
New car loan rate
Compared to 4.0% nationally
3.95%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
6.24%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.73%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

More Credit Unions

See all...
Metro Credit Union
Credit Union: Well Capitalized Chelsea, Massachusetts 209717.0 $2 billion Well Capitalized
Attleboro M E Credit Union
Credit Union: Well Capitalized Attleboro, Massachusetts 1685.0 $19 million Well Capitalized
Norfolk Community Credit Union
Credit Union: Well Capitalized Norfolk, Massachusetts 3436.0 $19 million Well Capitalized
Worcester Credit Union
Credit Union: Well Capitalized Worcester, Massachusetts 7159.0 $81 million Well Capitalized
Boston Customs Credit Union
Credit Union: Well Capitalized Boston, Massachusetts 295.0 $2 million Well Capitalized
Manchester Credit Union
Credit Union: Well Capitalized Manchester, Massachusetts 408.0 $2 million Well Capitalized
Lynn Firemens Credit Union
Credit Union: Well Capitalized LYNN, Massachusetts 1498.0 $12 million Well Capitalized
Homefield Credit Union
Credit Union: Well Capitalized North Grafton, Massachusetts 8806.0 $153 million Well Capitalized
Cambridge Teachers Credit Union
Credit Union: Well Capitalized Cambridge, Massachusetts 2212.0 $32 million Well Capitalized
Holyoke Postal Credit Union
Credit Union: Well Capitalized Holyoke, Massachusetts 262.0 $3 million Well Capitalized

More Credit Unions

See all...
Methuen Credit Union
Credit Union: Well Capitalized Methuen, Massachusetts 2440.0 $24 million Well Capitalized
New Bedford Credit Union
Credit Union: Well Capitalized New Bedford, Massachusetts 10552.0 $126 million Well Capitalized
Central One Credit Union
Credit Union: Well Capitalized Shrewsbury, Massachusetts 33779.0 $514 million Well Capitalized
Pressers Union Local 12 Ilgwu Credit Union
Credit Union: Well Capitalized Boston, Massachusetts 40.0 $139k Well Capitalized
Holyoke Credit Union
Credit Union: Well Capitalized Holyoke, Massachusetts 21227.0 $196 million Well Capitalized
Southbridge Credit Union
Credit Union: Well Capitalized Southbridge, Massachusetts 12762.0 $186 million Well Capitalized
Members Plus Credit Union
Credit Union: Well Capitalized Medford, Massachusetts 13763.0 $306 million Well Capitalized
Santo Christo Credit Union
Credit Union: Well Capitalized Fall River, Massachusetts 2363.0 $12 million Well Capitalized
Watertown Municipal Credit Union
Credit Union: Well Capitalized Watertown, Massachusetts 776.0 $10 million Well Capitalized
Ocean Spray Employees Credit Union
Credit Union: Well Capitalized Bridgewater, Massachusetts 1019.0 $11 million Well Capitalized

Other Credit Unions

See all...
Gloucester Municipal Credit Union
Credit Union: Well Capitalized Gloucester, Massachusetts 514.0 $2 million Well Capitalized
Fall River Municipal Credit Union
Credit Union: Well Capitalized Fall River, Massachusetts 11985.0 $209 million Well Capitalized
West Springfield Credit Union
Credit Union: Well Capitalized West Springfiel, Massachusetts 2800.0 $29 million Well Capitalized
Workers Credit Union
Credit Union: Well Capitalized Fitchburg, Massachusetts 101732.0 $2 billion Well Capitalized
Taunton Credit Union
Credit Union: Well Capitalized Taunton, Massachusetts 18105.0 $164 million Well Capitalized
Mass. Institute of Tech. Credit Union
Credit Union: Well Capitalized Cambridge, Massachusetts 36660.0 $564 million Well Capitalized
Premier Source Credit Union
Credit Union: Well Capitalized East Longmeadow, Massachusetts 4990.0 $62 million Well Capitalized
Liberty Bay Credit Union
Credit Union: Well Capitalized Braintree, Massachusetts 27513.0 $667 million Well Capitalized
Worcester Police Department Credit Union
Credit Union: Well Capitalized Worcester, Massachusetts 1135.0 $18 million Well Capitalized
Commonwealth Utilities Employees Credit Union
Credit Union: Well Capitalized Marion, Massachusetts 1835.0 $40 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to Haverhill Fire Department Credit Union

See all...
Align Credit Union: Haverhill Branch
Credit Union Branch: 20 Cushing Avenue
Haverhill, Massachusetts 01830 ATM Available
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Honolulu Fire Department Credit Union: Honolulu Fire Department Federal Credit Union-Main Branch
Credit Union Branch: 1200 North School Street
Honolulu, Hawaii 96817 No ATM
Haverhill Fire Department Credit Union: Main Office
Credit Union Branch: 75 Kenoza Avenue
Haverhill, Massachusetts 01830 No ATM
Laredo Fire Department Credit Union: Laredo Fire Dept. Federal Credit Union
Credit Union Branch: 5002 Tesoro Plz
Laredo, Texas 78041 No ATM
Haverhill Fire Department Credit Union
Credit Union: Well Capitalized Haverhill, Massachusetts 1176.0 $18 million Well Capitalized
Haverhill Fire Department Credit Union: Louise E. Mills Federal Credit Union
Credit Union Branch: 12 Merrimac Square
Merrimac, Massachusetts 01860 No ATM
Worcester Fire Dept. Credit Union: Worcester Fire Department Credit Union
Credit Union Branch: 34 Glennie Street
Worcester, Massachusetts 01605 ATM Available
Align Credit Union: Haverhill Branch ATM
Credit Union ATM: 20 Cushing Avenue
Haverhill, Massachusetts 01830
Boise Fire Department Credit Union: Boise Fire Department
Credit Union Branch: 10255 W. Hackamore Drive
Boise, Idaho 83709 No ATM