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Homeport Credit Union Share
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Overview Share
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Homeport Credit Union is a federal credit union based in Corpus Christi, Texas. It has been opened since 1947, for 75 years.

With around $13,880,000 in assets, Homeport Credit Union is considered to be a medium size credit union. It has 2 branches and 2 ATM locations.

About Share
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Address 5959 S. Staples Street Suite 100
Corpus Christi, Texas 78413
Website http://www.homeportfcu.com
Phone (361) 986-9733
Fax (361) 986-9739
CEO Martha R. Mendez
President of the Board Nick Jimenez
Services Offered
Score Card Share
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75 years
Years in business
Opened in 1947
Well Capitalized
Net worth classification
Source: NCUA
2,434 members
Membership type: Multiple common bond – primary communications and utilities
Below average number of members
304:1
Credit union member to staff ratio
304 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$13,883,672
Total assets
Below average
2 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
14.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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2 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
Homeport Credit Union Branch Locations

Homeport Federal Credit Union
523 Taylor Street
Corpus Christi, Texas 78401
ATM Available
Homeport Federal Credit Union
5959 S. Staples Street Suite 100
Corpus Christi, Texas 78413
ATM Available
Members Share
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2,434 members
Membership type: Multiple common bond – primary communications and utilities
Below average number of members

With 2,434 members, the Homeport Credit Union is considered to be a small credit union. It is smaller than 60% of credit unions.

Fees Share
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$49
Average fee per member
The average fee per member at the Homeport Credit Union is $49, which is comparable to most credit unions. This rate is lower than 50% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Homeport Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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304:1
Credit union member to staff ratio
304 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
8 staff members
FTE (full-time equivalent)
40% of employees are part-time
6 full-time, 4 part-time

Homeport Credit Union has 6 full-time staff members and 4 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 60% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Homeport Credit Union has around 304 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
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$13,883,672
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$6,114
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 84% of credit unions.

Homeport Credit Union holds a total of $6,810,000 in loans and leases, which is about $6,114 per member on average.

Savings interest rate Share
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Homeport Credit Union pays 0.05%.

Loan rates Share
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14.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.75%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.37%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.99%
New car loan rate
Compared to 4.0% nationally
3.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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7.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
6.88%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Homeport Federal Credit Union
Credit Union Branch: 5959 S. Staples Street Suite 100
Corpus Christi, Texas 78413 ATM Available