Horizons Credit Union is a federal credit union based in Binghamton, New York. It has been opened since 1937, for 85 years.
With around $109,920,000 in assets, Horizons Credit Union is considered to be a large credit union. It has 4 branches and 3 ATM locations.
|Address|| 120 Main Street |
Binghamton, New York 13905
|President of the Board||Richard Felo|
|Services Offered|| |
With 11,781 members, the Horizons Credit Union is considered to be a large credit union. It is larger than 74% of credit unions.
Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.
The average fee per member gives you a general sense of how much you might pay in fees as a member of the Horizons Credit Union. Some credit unions tend to charge more fees, while others charge less.
Horizons Credit Union has 30 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 94% of the workforce.
The number of members relative to staff members is an indication of how well staffed the credit union is. Horizons Credit Union has around 380 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.
A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength
The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.
Horizons Credit Union holds a total of $78,350,000 in loans and leases, which is about $9,934 per member on average.
A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.
A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Horizons Credit Union pays 0.10%.