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Iowa Heartland Credit Union
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Iowa Heartland Credit Union Share
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Overview Share
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Iowa Heartland Credit Union is a federally insured state credit union based in Mason City, Iowa. It has been opened since 1932, for 90 years.

With around $22,450,000 in assets, Iowa Heartland Credit Union is considered to be an average size credit union. It has 1 branches and 1 ATM locations.

About Share
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Address 1602 S. Monroe Avenue
Mason City, Iowa 50401
Website http://WWW.IOWAHEARTLAND.ORG
Phone (641) 424-5391
Fax (641) 430-7253
CEO Cynthia Stephenson
President of the Board Scott Hand
Services Offered
Score Card Share
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90 years
Years in business
Opened in 1932
Well Capitalized
Net worth classification
Source: NCUA
3,443 members
Membership type: State chartered natural person credit union
Average number of members
492:1
Credit union member to staff ratio
492 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$22,447,428
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 3 in Iowa
Average number of branches
0.06%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in Iowa
Average number of branches
Iowa Heartland Credit Union Branch Locations

Iowa Heartland Credit Union
1602 S. Monroe Avenue
Mason City, Iowa 50401
ATM Available
Members Share
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3,443 members
Membership type: State chartered natural person credit union
Average number of members

With 3,443 members, the Iowa Heartland Credit Union is considered to be a medium size credit union. It is larger than 48% of credit unions.

Fees Share
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$31
Average fee per member
The average fee per member at the Iowa Heartland Credit Union is $31, which is low compared to most credit unions. This rate is lower than 65% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Iowa Heartland Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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492:1
Credit union member to staff ratio
492 per each FTE employee
Compared to 411:1 nationally
Fewer staff
7 staff members
FTE (full-time equivalent)
0% of employees are part-time
7 full-time, 0 part-time

Iowa Heartland Credit Union has 7 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Iowa Heartland Credit Union has around 492 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$22,447,428
Total assets
Average size
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
19.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$10,391
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 53% of credit unions.

Iowa Heartland Credit Union holds a total of $12,760,000 in loans and leases, which is about $10,391 per member on average.

Savings interest rate Share
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0.06%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Iowa Heartland Credit Union pays 0.06%.

Loan rates Share
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11.27%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
7.70%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.26%
New car loan rate
Compared to 4.0% nationally
8.63%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.67%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
5.92%
Other real estate loan rates
Compared to 0.9% nationally

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Similar Credit Unions to Iowa Heartland Credit Union

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Iowa Heartland Credit Union
Credit Union Branch: 1602 S. Monroe Avenue
Mason City, Iowa 50401 ATM Available
Heartland Credit Union: Heartland-Dodgeville
Credit Union Branch: 1205 Joseph Street
Dodgeville, Wisconsin 53533 ATM Available
Heartland Credit Union: Heartland Corporate
Credit Union Branch: 5325 High Crossing Boulevard
Madison, Wisconsin 53718 ATM Available
Heartland Credit Union: Heartland-Lancaster
Credit Union Branch: 1000 Ihm Street
Lancaster, Wisconsin 53813 ATM Available
Iowa Heartland Credit Union
Credit Union: Well Capitalized Mason City, Iowa 3443.0 $22 million Well Capitalized
Iowa Heartland Credit Union ATM
Credit Union ATM: 1602 S. Monroe Avenue
Mason City, Iowa 50401
Heartland Credit Union: Heartland-Deforest
Credit Union Branch: 120 Vinburn Road
Deforest, Wisconsin 53532 ATM Available
Heartland Credit Union: Heartland-Verona
Credit Union Branch: 105 Enterprise Drive
Verona, Wisconsin 53593 ATM Available
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Heartland Bank
Bank: Somers, Iowa 73915889.0