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Irving City Employees Credit Union
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Irving City Employees Credit Union Share
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Overview Share
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Irving City Employees Credit Union is a federal credit union based in Irving, Texas. It has been opened since 1961, for 61 years.

With around $63,820,000 in assets, Irving City Employees Credit Union is considered to be a large credit union. It has 1 branches and 1 ATM locations.

About Share
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Address 1408 W. Pioneer Drive
Irving, Texas 75061
Website http://icefcu.com
Phone (972) 259-1233
Fax (972) 254-0849
CEO Lauren Horton
President of the Board Dave Springob
Services Offered
Score Card Share
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61 years
Years in business
Opened in 1961
Well Capitalized
Net worth classification
Source: NCUA
4,714 members
Membership type: Multiple common bond – primary federal, state, local government
Average number of members
429:1
Credit union member to staff ratio
429 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$63,817,788
Total assets
Above average
1 branch
Compared with an average of 4 nationally and 3 in Texas
Average number of branches
0.75%
Savings interest rate
Compared to 0.3% nationally
9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in Texas
Average number of branches
Irving City Employees Credit Union Branch Locations

Irving City Employees Credit Union: Main Office
1408 W. Pioneer Drive
Irving, Texas 75061
ATM Available
Members Share
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4,714 members
Membership type: Multiple common bond – primary federal, state, local government
Average number of members

With 4,714 members, the Irving City Employees Credit Union is considered to be a medium size credit union. It is larger than 56% of credit unions.

Fees Share
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$44
Average fee per member
The average fee per member at the Irving City Employees Credit Union is $44, which is comparable to most credit unions. This rate is lower than 54% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Irving City Employees Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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429:1
Credit union member to staff ratio
429 per each FTE employee
Compared to 411:1 nationally
Fewer staff
11 staff members
FTE (full-time equivalent)
17% of employees are part-time
10 full-time, 2 part-time

Irving City Employees Credit Union has 10 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 83% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Irving City Employees Credit Union has around 429 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$63,817,788
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$8,512
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 65% of credit unions.

Irving City Employees Credit Union holds a total of $33,200,000 in loans and leases, which is about $8,512 per member on average.

Savings interest rate Share
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0.75%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Irving City Employees Credit Union pays 0.75%.

Loan rates Share
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9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
5.90%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.90%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.50%
New car loan rate
Compared to 4.0% nationally
3.29%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.30%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
5.90%
Other real estate loan rates
Compared to 0.9% nationally

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Irving City Employees Credit Union: Main Office
Credit Union Branch: 1408 W. Pioneer Drive
Irving, Texas 75061 ATM Available
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