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Jackson County Co-Op Credit Union
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Jackson County Co-Op Credit Union Share
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Overview Share
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Jackson County Co-Op Credit Union is a non-federally insured state credit union based in Seymour, Indiana. It has been opened since 1955, for 67 years.

With around $22,390,000 in assets, Jackson County Co-Op Credit Union is considered to be an average size credit union.

About Share
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Address 705 West Second Street
Seymour, Indiana 47274
Website http://www.myjcccu.com
Phone (812) 523-1630
Fax (812) 524-0328
CEO Kristina Mcintosh
President of the Board Michael Mellencamp
Services Offered
Score Card Share
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67 years
Years in business
Opened in 1955
Well Capitalized
Net worth classification
Source: NCUA
1,097 members
Membership type: State chartered natural person credit union
Below average number of members
129:1
Credit union member to staff ratio
129 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$22,390,552
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 3 in Indiana
Average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in Indiana
Average number of branches
Jackson County Co-Op Credit Union Branch Locations
Members Share
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1,097 members
Membership type: State chartered natural person credit union
Below average number of members

With 1,097 members, the Jackson County Co-Op Credit Union is considered to be a small credit union. It is smaller than 79% of credit unions.

Fees Share
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$132
Average fee per member
The average fee per member at the Jackson County Co-Op Credit Union is $132, which is very high compared to most credit unions. This rate is higher than 93% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Jackson County Co-Op Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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129:1
Credit union member to staff ratio
129 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
8 staff members
FTE (full-time equivalent)
30% of employees are part-time
7 full-time, 3 part-time

Jackson County Co-Op Credit Union has 7 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 70% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Jackson County Co-Op Credit Union has around 129 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
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$22,390,552
Total assets
Average size
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
16.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$55,523
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 99% of credit unions.

Jackson County Co-Op Credit Union holds a total of $18,770,000 in loans and leases, which is about $55,523 per member on average.

Savings interest rate Share
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0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Jackson County Co-Op Credit Union pays 0.20%.

Loan rates Share
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12.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.75%
New car loan rate
Compared to 4.0% nationally
4.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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7.25%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Jackson County Co-Op Credit Union: Main Office
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