Feedback
Share
Link
Link copied!
Asset Brief
Kinecta Credit Union
Credit Union Finder
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Kinecta Credit Union Share
Link
Link copied!

Table of Contents
Map Loading...
Overview Share
Link
Link copied!
Back to Top

Kinecta Credit Union is a federal credit union based in Manhattan Beach, California. It has been opened since 1940, for 82 years.

With around $4,436,240,000 in assets, Kinecta Credit Union is considered to be a very large credit union. It has 23 branches and 22 ATM locations.

About Share
Link
Link copied!
Address 1440 Rosecrans Avenue
Manhattan Beach, California 90266
Website http://www.kinecta.org
Phone (310) 643-2277
Fax (310) 643-8350
CEO Keith A. Sultemeier
President of the Board Mary Yasui-Yamabe
Services Offered
Score Card Share
Link
Link copied!
Back to Top
82 years
Years in business
Opened in 1940
Well Capitalized
Net worth classification
Source: NCUA
303,146 members
Membership type: Multiple common bond – primary transportation equipment
Above average number of members
434:1
Credit union member to staff ratio
434 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$4,436,242,993
Total assets
Above average
23 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
14.19%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
Link
Link copied!
Back to Top
23 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
Kinecta Credit Union Branch Locations

Kinecta Credit Union: Westchester
8601 Lincoln Boulevard Suite 130
Westchester, California 90045
ATM Available
Kinecta Credit Union: El Segundo - E4
2000 E. El Segundo Boulevard
EL Segundo, California 90245
ATM Available
Kinecta Credit Union: Torrance Crossroads
24329 Crenshaw Boulevard Suite F.
Torrance, California 90505
ATM Available
Kinecta Credit Union: Santa Monica
3027 Wilshire Boulevard
Santa Monica, California 90403
ATM Available
Kinecta Credit Union: Westminster
540 Westminster Mall
Westminster, California 92683
ATM Available
Kinecta Credit Union: Warner Center
21440 Victory Boulevard
Woodland Hills, California 91367
ATM Available
Kinecta Credit Union: Tustin
2324 Park Avenue
Tustin, California 92782
ATM Available
Kinecta Credit Union: Hawthorne
12750 Hawthorne Boulevard Unit A.
Hawthorne, California 90250
ATM Available
Kinecta Credit Union: Orange County Mortgage Center
4041 Macarthur Boulevard Suite 100
Newport Beach, California 92660
No ATM
Kinecta Credit Union: Redondo Beach
1767 S. Elena Avenue
Redondo Beach, California 90277
ATM Available
Kinecta Credit Union: Palos Verdes
46 Peninsula Center Suite B.
Rolling Hills Estates, California 90274
ATM Available
Kinecta Credit Union: Westlake Village
973 S. Westlake Boulevard
Westlake Village, California 91361
ATM Available
Kinecta Credit Union: Lakewood
4055 Hardwick Street
Lakewood, California 90712
ATM Available
Kinecta Credit Union: Hermosa Beach
555 Pier Avenue
Hermosa Beach, California 90254
ATM Available
Kinecta Credit Union: Goleta
145 Santa Felicia Drive
Goleta, California 93117
ATM Available
Kinecta Credit Union: Gardena
1727 W. Artesia Boulevard
Gardena, California 90248
ATM Available
Kinecta Credit Union: Fountain Valley
17860 Newhope Street Suite 102
Fountain Valley, California 92708
ATM Available
Kinecta Credit Union: El Segundo - S24
2060 E. Imperial Highway
EL Segundo, California 90245
ATM Available
Kinecta Credit Union: El Segundo - Imperial
2000 E. Imperial Highway
EL Segundo, California 90245
ATM Available
Kinecta Credit Union: Kfcu - Brea
1040 E. Imperial Highway Suite F3
Brea, California 92821
ATM Available
Kinecta Federal Credit Union
1440 Rosecrans Avenue
Manhattan Beach, California 90266
ATM Available
Kinecta Credit Union: Torrance-Madison Park
3525 Pacific Coast Highway Suite S.
Torrance, California 90505
ATM Available
Kinecta Credit Union: Malibu
3011 Malibu Canyon Road
Malibu, California 90265
ATM Available
Members Share
Link
Link copied!
Back to Top
303,146 members
Membership type: Multiple common bond – primary transportation equipment
Above average number of members

With 303,146 members, the Kinecta Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 99% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$109
Average fee per member
The average fee per member at the Kinecta Credit Union is $109, which is very high compared to most credit unions. This rate is higher than 88% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Kinecta Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
434:1
Credit union member to staff ratio
434 per each FTE employee
Compared to 411:1 nationally
Fewer staff
698 staff members
FTE (full-time equivalent)
4% of employees are part-time
683 full-time, 31 part-time

Kinecta Credit Union has 683 full-time staff members and 31 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 96% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Kinecta Credit Union has around 434 members per staff, a higher ratio compared to other credit unions.

Assets Share
Link
Link copied!
Back to Top
$4,436,242,993
Total assets
Above average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$30,884
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 98% of credit unions.

Kinecta Credit Union holds a total of $3,916,690,000 in loans and leases, which is about $30,884 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Kinecta Credit Union pays 0.05%.

Loan rates Share
Link
Link copied!
Back to Top
14.19%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.80%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.04%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
3.89%
New car loan rate
Compared to 4.0% nationally
4.28%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
5.64%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.92%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

Other Credit Unions

See all...
Mojave Plant Employees Credit Union
Credit Union: Well Capitalized Mojave, California 226.0 $2 million Well Capitalized
Solano First Credit Union
Credit Union: Undercapitalized Fairfield, California 10106.0 $140 million Undercapitalized
Monrovia City Employees Credit Union
Credit Union: Well Capitalized Monrovia, California 529.0 $3 million Well Capitalized
L. A. Mission Credit Union
Credit Union: Well Capitalized San Fernando, California 1145.0 $7 million Well Capitalized
Fountain Valley Credit Union
Credit Union: Well Capitalized Fountain Valley, California 229.0 $2 million Well Capitalized
Safeamerica Credit Union
Credit Union: Well Capitalized Pleasanton, California 37077.0 $446 million Well Capitalized
Santa Barbara Teachers Credit Union
Credit Union: Well Capitalized Santa Barbara, California 10264.0 $235 million Well Capitalized
Parsons Credit Union
Credit Union: Well Capitalized Pasadena, California 7253.0 $214 million Well Capitalized
Coasthills Credit Union
Credit Union: Well Capitalized Lompoc, California 68061.0 $1 billion Well Capitalized
Families And Schools Together Credit Union
Credit Union: Well Capitalized Hanford, California 16102.0 $163 million Well Capitalized

Other Credit Unions

See all...
Commonwealth Central Credit Union
Credit Union: Well Capitalized San Jose, California 38073.0 $515 million Well Capitalized
Western States Regional Credit Union
Credit Union: Well Capitalized Los Angeles, California 329.0 $851k Well Capitalized
Sacramento Credit Union
Credit Union: Well Capitalized Sacramento, California 26169.0 $477 million Well Capitalized
Meriwest Credit Union
Credit Union: Well Capitalized San Jose, California 83736.0 $2 billion Well Capitalized
First Imperial Credit Union
Credit Union: Well Capitalized EL Centro, California 18398.0 $122 million Well Capitalized
United Association Credit Union
Credit Union: Well Capitalized Concord, California 1713.0 $8 million Well Capitalized
University & State Employees Credit Union
Credit Union: Well Capitalized San Diego, California 63311.0 $974 million Well Capitalized
Mattel Credit Union
Credit Union: Well Capitalized EL Segundo, California 2471.0 $25 million Well Capitalized
America's Christian Credit Union
Credit Union: Well Capitalized Glendora, California 141785.0 $390 million Well Capitalized
Members 1st Credit Union
Credit Union: Well Capitalized Redding, California 20802.0 $226 million Well Capitalized

Other Credit Unions

See all...
California Coast Credit Union
Credit Union: Well Capitalized San Diego, California 181127.0 $3 billion Well Capitalized
Sequoia Credit Union
Credit Union: Well Capitalized Redwood City, California 1771.0 $33 million Well Capitalized
Christian Community Credit Union
Credit Union: Well Capitalized San Dimas, California 31137.0 $657 million Well Capitalized
Heritage Community Credit Union
Credit Union: Well Capitalized Rancho Cordova, California 13428.0 $214 million Well Capitalized
Airco Credit Union
Credit Union: Well Capitalized Glendale, California 1240.0 $15 million Well Capitalized
Beverly Hills City Employees Credit Union
Credit Union: Well Capitalized Beverly Hills, California 1640.0 $20 million Well Capitalized
United America West Credit Union
Credit Union: Adequately Capitalized Panorama City, California 488.0 $4 million Adequately Capitalized
Parishioners Credit Union
Credit Union: Well Capitalized Torrance, California 2913.0 $44 million Well Capitalized
Safe Credit Union
Credit Union: Well Capitalized Folsom, California 231045.0 $3 billion Well Capitalized
Western Healthcare Credit Union
Credit Union: Well Capitalized Martinez, California 3391.0 $40 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to Kinecta Credit Union

See all...
Kinecta Credit Union: Santa Monica
Credit Union Branch: 3027 Wilshire Boulevard
Santa Monica, California 90403 ATM Available
Kinecta Credit Union: Hawthorne
Credit Union Branch: 12750 Hawthorne Boulevard Unit A.
Hawthorne, California 90250 ATM Available
Kinecta Credit Union: Westchester
Credit Union Branch: 8601 Lincoln Boulevard Suite 130
Westchester, California 90045 ATM Available
Kinecta Credit Union: Lakewood
Credit Union Branch: 4055 Hardwick Street
Lakewood, California 90712 ATM Available
Kinecta Credit Union: Westminster
Credit Union Branch: 540 Westminster Mall
Westminster, California 92683 ATM Available
Kinecta Credit Union: Malibu
Credit Union Branch: 3011 Malibu Canyon Road
Malibu, California 90265 ATM Available
Kinecta Credit Union: Gardena
Credit Union Branch: 1727 W. Artesia Boulevard
Gardena, California 90248 ATM Available
Kinecta Credit Union: Goleta
Credit Union Branch: 145 Santa Felicia Drive
Goleta, California 93117 ATM Available
Kinecta Credit Union: Tustin
Credit Union Branch: 2324 Park Avenue
Tustin, California 92782 ATM Available
Kinecta Credit Union: Torrance Crossroads
Credit Union Branch: 24329 Crenshaw Boulevard Suite F.
Torrance, California 90505 ATM Available