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Kings Credit Union

Overview
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Kings Credit Union is a federal credit union based in Hanford, California. It has been opened since 1955, for 65 years.

With around $117,450,000 in assets, Kings Credit Union is considered to be a large credit union. It has 1 branches and 1 ATM locations.

About
Address 1415 W. Lacey Boulevard
Hanford, California 93230
Website http://kingsfcu.com
Phone (559) 582-4438
Fax (559) 582-3236
CEO Jeff Bassill
President of the Board John Farley (Retired)
Services Offered
Map
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Score Card
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65 years
Years in business
Opened in 1955
Well Capitalized
Net worth classification
Source: NCUA
9,261 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members
487:1
Credit union member to staff ratio
487 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$117,445,720
Total assets
Above average
1 branch
Compared with an average of 4 nationally and 5 in California
Average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
10.95%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 5 in California
Average number of branches
Kings Credit Union Branch Locations

Kings Federal Credit Union
1415 W. Lacey Boulevard
Hanford, California 93230
ATM Available
Members
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9,261 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members

With 9,261 members, the Kings Credit Union is considered to be a large credit union. It is larger than 69% of credit unions.

Fees
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$54
Average fee per member
The average fee per member at the Kings Credit Union is $54, which is comparable to most credit unions. This rate is lower than 45% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Kings Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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487:1
Credit union member to staff ratio
487 per each FTE employee
Compared to 411:1 nationally
Fewer staff
19 staff members
FTE (full-time equivalent)
0% of employees are part-time
19 full-time, 0 part-time

Kings Credit Union has 19 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Kings Credit Union has around 487 members per staff, a higher ratio compared to other credit unions.

Assets
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$117,445,720
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
14.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$13,796
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 75% of credit unions.

Kings Credit Union holds a total of $75,440,000 in loans and leases, which is about $13,796 per member on average.

Savings interest rate
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0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Kings Credit Union pays 0.20%.

Loan rates
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10.95%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.17%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.74%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.49%
New car loan rate
Compared to 4.0% nationally
4.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.46%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
6.00%
Other real estate loan rates
Compared to 0.9% nationally
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