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Knoxville Firefighters Credit Union

Overview
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Knoxville Firefighters Credit Union is a federal credit union based in Knoxville, Tennessee. It has been opened since 1954, for 66 years.

With around $28,660,000 in assets, Knoxville Firefighters Credit Union is considered to be an average size credit union.

About
Address PO Box 12209
Knoxville, Tennessee 37912
Website http://www.knoxfirefcu.com
Phone (865) 688-0498
Fax (865) 688-0490
CEO Cynthia L. Miniard
President of the Board Mark Morris
Services Offered
Map
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Score Card
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66 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
1,607 members
Membership type: Federal, State, Local Government
Below average number of members
268:1
Credit union member to staff ratio
268 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$28,655,027
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 3 in Tennessee
Average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
12.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 3 in Tennessee
Average number of branches
Knoxville Firefighters Credit Union Branch Locations

Knoxville Firefighters Federal Credit Union
5207 Schubert Road
Knoxville, Tennessee 37912
No ATM
Members
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1,607 members
Membership type: Federal, State, Local Government
Below average number of members

With 1,607 members, the Knoxville Firefighters Credit Union is considered to be a small credit union. It is smaller than 70% of credit unions.

Fees
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$28
Average fee per member
The average fee per member at the Knoxville Firefighters Credit Union is $28, which is low compared to most credit unions. This rate is lower than 67% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Knoxville Firefighters Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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268:1
Credit union member to staff ratio
268 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
6 staff members
FTE (full-time equivalent)
0% of employees are part-time
6 full-time, 0 part-time

Knoxville Firefighters Credit Union has 6 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Knoxville Firefighters Credit Union has around 268 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets
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$28,655,027
Total assets
Average size
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
14.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$13,659
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 74% of credit unions.

Knoxville Firefighters Credit Union holds a total of $15,090,000 in loans and leases, which is about $13,659 per member on average.

Savings interest rate
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0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Knoxville Firefighters Credit Union pays 0.15%.

Loan rates
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12.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.25%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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2.10%
New car loan rate
Compared to 4.0% nationally
4.75%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.58%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.38%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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