Home
Contents
Explore
Search

Lakehurst Naval Credit Union

Overview
Back to Top

Lakehurst Naval Credit Union is a federal credit union based in Lakehurst Naec, New Jersey. It has been opened since 1952, for 68 years.

With around $30,490,000 in assets, Lakehurst Naval Credit Union is considered to be an average size credit union. It has 1 branches and 1 ATM locations.

About
Address 60 Lansdowne Road
Lakehurst Naec, New Jersey 08733
Website http://www.LNFCU.net
Phone (732) 323-2496
Fax (732) 323-1197
CEO Phyllis F. Zarko
President of the Board Frances Elliott
Services Offered
Map
Back to Top
Score Card
Back to Top
68 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
2,204 members
Membership type: Military
Below average number of members
441:1
Credit union member to staff ratio
441 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$30,488,598
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 2 in New Jersey
Above average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
Back to Top
1 branch
Compared with an average of 4 nationally and 2 in New Jersey
Above average number of branches
Lakehurst Naval Credit Union Branch Locations

Lakehurst Naval Credit Union: Epl, Inc
22 Inverness Center Parkway Suite 400
Birmingham, Alabama 35242
No ATM
Lakehurst Naval Federal Credit Union
60 Lansdowne Road
Joint Base MDL, New Jersey 08733
ATM Available
Members
Back to Top
2,204 members
Membership type: Military
Below average number of members

With 2,204 members, the Lakehurst Naval Credit Union is considered to be a small credit union. It is smaller than 63% of credit unions.

Fees
Back to Top
$35
Average fee per member
The average fee per member at the Lakehurst Naval Credit Union is $35, which is low compared to most credit unions. This rate is lower than 61% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Lakehurst Naval Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
Back to Top
441:1
Credit union member to staff ratio
441 per each FTE employee
Compared to 411:1 nationally
Fewer staff
5 staff members
FTE (full-time equivalent)
33% of employees are part-time
4 full-time, 2 part-time

Lakehurst Naval Credit Union has 4 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 67% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Lakehurst Naval Credit Union has around 441 members per staff, a higher ratio compared to other credit unions.

Assets
Back to Top
$30,488,598
Total assets
Average size
Net worth
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
Back to Top
$10,263
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 51% of credit unions.

Lakehurst Naval Credit Union holds a total of $12,490,000 in loans and leases, which is about $10,263 per member on average.

Savings interest rate
Back to Top
0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Lakehurst Naval Credit Union pays 0.15%.

Loan rates
Back to Top
9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.99%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
8.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
Back to Top
2.49%
New car loan rate
Compared to 4.0% nationally
3.49%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
Back to Top
3.99%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.38%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally