Home
Contents
Explore
Search

Laramie Plains Community Credit Union

Overview
Back to Top

Laramie Plains Community Credit Union is a federal credit union based in Laramie, Wyoming. It has been opened since 1935, for 85 years.

With around $52,520,000 in assets, Laramie Plains Community Credit Union is considered to be an average size credit union. It has 2 branches and 2 ATM locations.

About
Address 365 North 3rd Street
Laramie, Wyoming 82072
Website http://www.lpcfcu.com
Phone (307) 745-5365
Fax (307) 742-0330
CEO Tyler Valentine
President of the Board Annette Suloff
Services Offered
Map
Back to Top
Score Card
Back to Top
85 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
6,925 members
Membership type: Unknown
Above average number of members
433:1
Credit union member to staff ratio
433 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$52,522,736
Total assets
Average size
2 branches
Compared with an average of 4 nationally and 2 in Wyoming
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
9.47%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
Back to Top
2 branches
Compared with an average of 4 nationally and 2 in Wyoming
Above average number of branches
Laramie Plains Community Credit Union Branch Locations

Laramie Plains Community Credit Union: Main
365 North 3rd Street
Laramie, Wyoming 82072
ATM Available
Laramie Plains Community Credit Union: Branch
3905 E. Grand Avenue Suite 100
Laramie, Wyoming 82070
ATM Available
Members
Back to Top
6,925 members
Membership type: Unknown
Above average number of members

With 6,925 members, the Laramie Plains Community Credit Union is considered to be a large credit union. It is larger than 64% of credit unions.

Fees
Back to Top
$41
Average fee per member
The average fee per member at the Laramie Plains Community Credit Union is $41, which is comparable to most credit unions. This rate is lower than 56% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Laramie Plains Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
Back to Top
433:1
Credit union member to staff ratio
433 per each FTE employee
Compared to 411:1 nationally
Fewer staff
16 staff members
FTE (full-time equivalent)
0% of employees are part-time
16 full-time, 0 part-time

Laramie Plains Community Credit Union has 16 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Laramie Plains Community Credit Union has around 433 members per staff, a higher ratio compared to other credit unions.

Assets
Back to Top
$52,522,736
Total assets
Average size
Net worth
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.7%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
Back to Top
$14,571
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 78% of credit unions.

Laramie Plains Community Credit Union holds a total of $45,040,000 in loans and leases, which is about $14,571 per member on average.

Savings interest rate
Back to Top
0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Laramie Plains Community Credit Union pays 0.10%.

Loan rates
Back to Top
9.47%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.76%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.44%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
Back to Top
4.43%
New car loan rate
Compared to 4.0% nationally
5.43%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
Back to Top
5.01%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.95%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
Western Vista Credit Union
Location
Cheyenne, Wyoming
Members
10,759
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.42%
Read More
Cheyenne-Laramie County Employees Credit Union
Location
Cheyenne, Wyoming
Members
2262
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.00%
Read More
Atlantic City Credit Union
Location
Lander, Wyoming
Members
10,063
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
10.90%
Read More
Wyochem Credit Union
Location
Green River, Wyoming
Members
2674
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
7.95%
Read More
Meridian Trust Credit Union
Location
Cheyenne, Wyoming
Members
27,812
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.90%
Read More
Campco Credit Union
Location
Gillette, Wyoming
Members
13,375
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
12.63%
Read More