Feedback
Share
Link
Link copied!
Asset Brief
Lefors Credit Union
Credit Union Finder
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Lefors Credit Union Share
Link
Link copied!

Table of Contents
Map Loading...
Overview Share
Link
Link copied!
Back to Top

Lefors Credit Union is a federal credit union based in Lefors, Texas. It has been opened since 1960, for 62 years.

With around $4,560,000 in assets, Lefors Credit Union is considered to be a small credit union.

About Share
Link
Link copied!
Address PO Box 425
Lefors, Texas 79054
Phone (806) 835-2773
Fax (806) 835-2515
CEO Amanda J. Murray
President of the Board Johnny Woodard
Services Offered
Score Card Share
Link
Link copied!
Back to Top
62 years
Years in business
Opened in 1960
Well Capitalized
Net worth classification
Source: NCUA
716 members
Membership type: Community credit union
Below average number of members
239:1
Credit union member to staff ratio
239 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$4,561,217
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Texas
Average number of branches
0.11%
Savings interest rate
Compared to 0.3% nationally
12.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
Link
Link copied!
Back to Top
1 branch
Compared with an average of 4 nationally and 3 in Texas
Average number of branches
Lefors Credit Union Branch Locations

Lefors Federal Credit Union
117 E. 2nd Street
Lefors, Texas 79054
No ATM
Members Share
Link
Link copied!
Back to Top
716 members
Membership type: Community credit union
Below average number of members

With 716 members, the Lefors Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 86% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$4
Average fee per member
The average fee per member at the Lefors Credit Union is $4, which is very low compared to most credit unions. This rate is lower than 89% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Lefors Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
239:1
Credit union member to staff ratio
239 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
3 staff members
FTE (full-time equivalent)
0% of employees are part-time
3 full-time, 0 part-time

Lefors Credit Union has 3 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Lefors Credit Union has around 239 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
Link
Link copied!
Back to Top
$4,561,217
Total assets
Below average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
17.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$7,812
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 71% of credit unions.

Lefors Credit Union holds a total of $2,620,000 in loans and leases, which is about $7,812 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.11%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Lefors Credit Union pays 0.11%.

Loan rates Share
Link
Link copied!
Back to Top
12.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
18.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
11.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
5.25%
New car loan rate
Compared to 4.0% nationally
11.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
8.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

More Credit Unions

See all...
Port Arthur Teachers Credit Union
Credit Union: Well Capitalized Port Arthur, Texas 3623.0 $35 million Well Capitalized
Common Cents Credit Union
Credit Union: Well Capitalized Beaumont, Texas 2946.0 $33 million Well Capitalized
Members Choice of Central Texas Credit Union
Credit Union: Well Capitalized Waco, Texas 22712.0 $189 million Well Capitalized
South Texas Regional Credit Union
Credit Union: Well Capitalized Laredo, Texas 1330.0 $6 million Well Capitalized
Texarkana Terminal Employees Credit Union
Credit Union: Well Capitalized Texarkana, Texas 1549.0 $12 million Well Capitalized
All Saints Catholic Credit Union
Credit Union: Well Capitalized Fort Worth, Texas 141.0 $571k Well Capitalized
Coastal Community And Teachers Credit Union
Credit Union: Well Capitalized Corpus Christi, Texas 35507.0 $312 million Well Capitalized
Mobiloil Credit Union
Credit Union: Well Capitalized Beaumont, Texas 56518.0 $806 million Well Capitalized
Complex Community Credit Union
Credit Union: Well Capitalized Odessa, Texas 39146.0 $515 million Well Capitalized
Cooperative Teachers Credit Union
Credit Union: Well Capitalized Tyler, Texas 6262.0 $115 million Well Capitalized

Additional Credit Unions

See all...
Plus4 Credit Union
Credit Union: Well Capitalized Houston, Texas 18500.0 $122 million Well Capitalized
Members Choice Credit Union
Credit Union: Well Capitalized Houston, Texas 38154.0 $589 million Well Capitalized
Hereford Texas Credit Union
Credit Union: Well Capitalized Hereford, Texas 7972.0 $49 million Well Capitalized
Firstlight Credit Union
Credit Union: Well Capitalized EL Paso, Texas 109886.0 $1 billion Well Capitalized
Homeport Credit Union
Credit Union: Well Capitalized Corpus Christi, Texas 2434.0 $14 million Well Capitalized
My Community Credit Union
Credit Union: Well Capitalized Midland, Texas 35027.0 $383 million Well Capitalized
Libertyone Credit Union
Credit Union: Well Capitalized Arlington, Texas 7856.0 $132 million Well Capitalized
Alcon Employees Credit Union
Credit Union: Well Capitalized Fort Worth, Texas 3019.0 $27 million Well Capitalized
Trinity Valley Teachers Credit Union
Credit Union: Well Capitalized Palestine, Texas 3498.0 $29 million Well Capitalized
E M O T Credit Union
Credit Union: Well Capitalized Abilene, Texas 698.0 $11 million Well Capitalized

More Credit Unions

See all...
Border Credit Union
Credit Union: Well Capitalized Del Rio, Texas 26003.0 $146 million Well Capitalized
1st Community Credit Union
Credit Union: Well Capitalized San Angelo, Texas 21393.0 $259 million Well Capitalized
Rio Grande Valley Credit Union
Credit Union: Well Capitalized Harlingen, Texas 15928.0 $99 million Well Capitalized
Neighborhood Credit Union
Credit Union: Well Capitalized Dallas, Texas 56752.0 $715 million Well Capitalized
Primeway Credit Union
Credit Union: Well Capitalized Houston, Texas 47397.0 $497 million Well Capitalized
Advancial Credit Union
Credit Union: Well Capitalized Dallas, Texas 89687.0 $2 billion Well Capitalized
Walker County Credit Union
Credit Union: Well Capitalized Huntsville, Texas 4654.0 $31 million Well Capitalized
Ila 28 Credit Union
Credit Union: Well Capitalized Pasadena, Texas 769.0 $7 million Well Capitalized
Lcra Credit Union
Credit Union: Well Capitalized Austin, Texas 2744.0 $22 million Well Capitalized
Texar Credit Union
Credit Union: Well Capitalized Texarkana, Texas 32125.0 $338 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to Lefors Credit Union

See all...
Credit First National Association
Bank: Brook Park, Ohio 41202980.0
Lefors Credit Union
Credit Union: Well Capitalized Lefors, Texas 716.0 $5 million Well Capitalized
First Credit Bank
Bank: West Hollywood, California 122237599.0
Desert Communities Credit Union: Ft. Mohave Branch ATM
Credit Union ATM: 7449 S. Expressway 77
Lyford, Texas 78569
National Association Credit One Bank
Bank: Las Vegas, Nevada 122402133.0
Lefors Federal Credit Union
Credit Union Branch: 117 E. 2nd Street
Lefors, Texas 79054 No ATM
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
West Union Bank
Bank: West Union, West Virginia 51502159.0
Rio Grande Valley Credit Union: Lyford Branch
Credit Union Branch: 7449 S. Expressway 77
Lyford, Texas 78569 ATM Available