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Legacy Community Credit Union
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Legacy Community Credit Union Share
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Overview Share
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Legacy Community Credit Union is a federal credit union based in Birmingham, Alabama. It has been opened since 1955, for 67 years.

With around $426,630,000 in assets, Legacy Community Credit Union is considered to be a very large credit union. It has 8 branches and 8 ATM locations.

About Share
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Address 100 Corporate Rdg Suite 200
Birmingham, Alabama 35242
Website http://www.legacycreditunion.com
Phone (205) 933-9933
Fax (205) 930-5019
CEO Joe Mcgee
President of the Board Karene Stricklin
Services Offered
Score Card Share
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67 years
Years in business
Opened in 1955
Well Capitalized
Net worth classification
Source: NCUA
39,129 members
Membership type: Community credit union
Above average number of members
346:1
Credit union member to staff ratio
346 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$426,626,680
Total assets
Above average
8 branches
Compared with an average of 4 nationally and 4 in Alabama
Above average number of branches
0.84%
Savings interest rate
Compared to 0.3% nationally
8.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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8 branches
Compared with an average of 4 nationally and 4 in Alabama
Above average number of branches
Legacy Community Credit Union Branch Locations

Legacy Community Credit Union: Huffman
9825 Parkway E.
Birmingham, Alabama 35215
ATM Available
Legacy Community Credit Union: Main Office
1400 20th Street S.
Birmingham, Alabama 35205
ATM Available
Legacy Community Credit Union: Greystone
2815 Greystone Commercial Boulevard Suite 600
Birmingham, Alabama 35242
ATM Available
Legacy Community Credit Union: Chace Lake
1880 Chace Drive
Hoover, Alabama 35244
ATM Available
Legacy Community Credit Union: Trussville
6001 Service Road
Birmingham, Alabama 35235
ATM Available
Legacy Community Credit Union: Uab
1920 4th Avenue S.
Birmingham, Alabama 35233
ATM Available
Legacy Community Credit Union: Corporate
100 Corporate Rdg Suite 200
Birmingham, Alabama 35242
No ATM
Legacy Community Credit Union: Alabaster
810 Colonial Promenade Parkway
Alabaster, Alabama 35007
ATM Available
Legacy Community Credit Union: Princeton
701 Princeton Avenue SW
Birmingham, Alabama 35211
ATM Available
Members Share
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39,129 members
Membership type: Community credit union
Above average number of members

With 39,129 members, the Legacy Community Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 89% of credit unions.

Fees Share
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$128
Average fee per member
The average fee per member at the Legacy Community Credit Union is $128, which is very high compared to most credit unions. This rate is higher than 93% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Legacy Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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346:1
Credit union member to staff ratio
346 per each FTE employee
Compared to 411:1 nationally
Average number of staff
113 staff members
FTE (full-time equivalent)
7% of employees are part-time
109 full-time, 8 part-time

Legacy Community Credit Union has 109 full-time staff members and 8 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 93% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Legacy Community Credit Union has around 346 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$426,626,680
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
14.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$15,208
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 81% of credit unions.

Legacy Community Credit Union holds a total of $288,660,000 in loans and leases, which is about $15,208 per member on average.

Savings interest rate Share
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0.84%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Legacy Community Credit Union pays 0.84%.

Loan rates Share
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8.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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2.75%
New car loan rate
Compared to 4.0% nationally
3.25%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.25%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Legacy Community Credit Union

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Legacy Community Credit Union: Trussville
Credit Union Branch: 6001 Service Road
Birmingham, Alabama 35235 ATM Available
Legacy Community Credit Union: Corporate
Credit Union Branch: 100 Corporate Rdg Suite 200
Birmingham, Alabama 35242 No ATM
Legacy Community Credit Union: Huffman
Credit Union Branch: 9825 Parkway E.
Birmingham, Alabama 35215 ATM Available
First Legacy Community Credit Union: Statesville
Credit Union Branch: 244 Dobson Road
Statesville, North Carolina 28677 No ATM
Legacy Community Credit Union: Greystone
Credit Union Branch: 2815 Greystone Commercial Boulevard Suite 600
Birmingham, Alabama 35242 ATM Available
Legacy Community Credit Union: Uab
Credit Union Branch: 1920 4th Avenue S.
Birmingham, Alabama 35233 ATM Available
Legacy Community Credit Union: Main Office
Credit Union Branch: 1400 20th Street S.
Birmingham, Alabama 35205 ATM Available
Legacy Community Credit Union: Princeton
Credit Union Branch: 701 Princeton Avenue SW
Birmingham, Alabama 35211 ATM Available
Legacy Community Credit Union: Alabaster
Credit Union Branch: 810 Colonial Promenade Parkway
Alabaster, Alabama 35007 ATM Available
Legacy Community Credit Union: Chace Lake
Credit Union Branch: 1880 Chace Drive
Hoover, Alabama 35244 ATM Available