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Lincoln National Credit Union

Overview
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Lincoln National Credit Union is a federal credit union based in Greensboro, North Carolina. It has been opened since 1935, for 85 years.

With around $13,910,000 in assets, Lincoln National Credit Union is considered to be a medium size credit union.

About
Address Po Box 21008
Greensboro, North Carolina 27420
Phone (336) 691-3721
Fax (336) 691-3111
CEO Tiffany E. Bush
President of the Board Mitchell Dill
Services Offered
Map
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Score Card
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85 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
994 members
Membership type: Service – finance, insurance, real estate, trade
Below average number of members
331:1
Credit union member to staff ratio
331 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$13,912,802
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 7 in North Carolina
Above average number of branches
0.25%
Savings interest rate
Compared to 0.3% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 7 in North Carolina
Above average number of branches
Lincoln National Credit Union Branch Locations

Lincoln National Federal Credit Union
100 North Greene Street
Greensboro, North Carolina 27401
No ATM
Lincoln National Federal Credit Union
100 North Greene Street
Greensboro, North Carolina 27401
No ATM
Members
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994 members
Membership type: Service – finance, insurance, real estate, trade
Below average number of members

With 994 members, the Lincoln National Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 81% of credit unions.

Fees
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$4
Average fee per member
The average fee per member at the Lincoln National Credit Union is $4, which is very low compared to most credit unions. This rate is lower than 88% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Lincoln National Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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331:1
Credit union member to staff ratio
331 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
3 staff members
FTE (full-time equivalent)
0% of employees are part-time
3 full-time, 0 part-time

Lincoln National Credit Union has 3 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Lincoln National Credit Union has around 331 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$13,912,802
Total assets
Below average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
16.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$13,030
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 71% of credit unions.

Lincoln National Credit Union holds a total of $4,850,000 in loans and leases, which is about $13,030 per member on average.

Savings interest rate
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0.25%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Lincoln National Credit Union pays 0.25%.

Loan rates
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9.50%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.24%
New car loan rate
Compared to 4.0% nationally
4.24%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.14%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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Net Worth Classification
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Average Fee
Credit Card Loan Interest Rate
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