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Lincone Credit Union

Overview
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Lincone Credit Union is a federal credit union based in Lincoln, Nebraska. It has been opened since 1955, for 65 years.

With around $131,190,000 in assets, Lincone Credit Union is considered to be a large credit union. It has 3 branches and 3 ATM locations.

About
Address Po Box 30659
Lincoln, Nebraska 68503
Website http://www.linconefcu.org
Phone (402) 441-3555
Fax (402) 441-3566
CEO Jerry E. Barnett
President of the Board Sharon Bowen
Services Offered
Map
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Score Card
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65 years
Years in business
Opened in 1955
Well Capitalized
Net worth classification
Source: NCUA
17,746 members
Membership type: Community credit union
Above average number of members
444:1
Credit union member to staff ratio
444 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$131,186,655
Total assets
Above average
3 branches
Compared with an average of 4 nationally and 2 in Nebraska
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
8.50%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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3 branches
Compared with an average of 4 nationally and 2 in Nebraska
Above average number of branches
Lincone Credit Union Branch Locations

Lincone Credit Union: South 70th Street Branch
6700 S. 70th Street
Lincoln, Nebraska 68516
ATM Available
Lincone Credit Union: North Street Branch
2500 North Street
Lincoln, Nebraska 68510
ATM Available
Lincone Credit Union: 4638 W. Street
4638 W. Street
Lincoln, Nebraska 68503
ATM Available
Members
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17,746 members
Membership type: Community credit union
Above average number of members

With 17,746 members, the Lincone Credit Union is considered to be a large credit union. It is larger than 80% of credit unions.

Fees
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$43
Average fee per member
The average fee per member at the Lincone Credit Union is $43, which is comparable to most credit unions. This rate is lower than 54% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Lincone Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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444:1
Credit union member to staff ratio
444 per each FTE employee
Compared to 411:1 nationally
Fewer staff
40 staff members
FTE (full-time equivalent)
14% of employees are part-time
37 full-time, 6 part-time

Lincone Credit Union has 37 full-time staff members and 6 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 86% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Lincone Credit Union has around 444 members per staff, a higher ratio compared to other credit unions.

Assets
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$131,186,655
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$8,803
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 62% of credit unions.

Lincone Credit Union holds a total of $62,830,000 in loans and leases, which is about $8,803 per member on average.

Savings interest rate
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Lincone Credit Union pays 0.05%.

Loan rates
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8.50%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
9.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.25%
New car loan rate
Compared to 4.0% nationally
3.75%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.30%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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