Home
Contents
Explore
Search

Linn - Co Credit Union

Overview
Back to Top

Linn - Co Credit Union is a federal credit union based in Lebanon, Oregon. It has been opened since 1956, for 64 years.

With around $120,090,000 in assets, Linn - Co Credit Union is considered to be a large credit union. It has 3 branches and 3 ATM locations.

About
Address Po Box 265
Lebanon, Oregon 97355
Website http://www.linncofcu.org
Phone (541) 259-1235
Fax (541) 259-7986
CEO Carol Cromwell
President of the Board Randy Whitfield
Services Offered
Map
Back to Top
Score Card
Back to Top
64 years
Years in business
Opened in 1956
Well Capitalized
Net worth classification
Source: NCUA
16,450 members
Membership type: Community credit union
Above average number of members
366:1
Credit union member to staff ratio
366 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$120,090,475
Total assets
Above average
3 branches
Compared with an average of 4 nationally and 5 in Oregon
Above average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
11.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
Back to Top
3 branches
Compared with an average of 4 nationally and 5 in Oregon
Above average number of branches
Linn - Co Credit Union Branch Locations

Linn - Co Credit Union: Main Office - 485 S. 2nd Street
485 S. 2nd Street
Lebanon, Oregon 97355
ATM Available
Linn - Co Credit Union: Albany - 4129 Santiam Highway SE
4129 Santiam Highway SE
Albany, Oregon 97322
ATM Available
Linn - Co Credit Union: Sweet Home - 1428 Main Street
1428 Main Street
Sweet Home, Oregon 97386
ATM Available
Linn - Co Credit Union: Training Center
540 S. 2nd Street
Lebanon, Oregon 97355
No ATM
Members
Back to Top
16,450 members
Membership type: Community credit union
Above average number of members

With 16,450 members, the Linn - Co Credit Union is considered to be a large credit union. It is larger than 79% of credit unions.

Fees
Back to Top
$68
Average fee per member
The average fee per member at the Linn - Co Credit Union is $68, which is high compared to most credit unions. This rate is higher than 65% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Linn - Co Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
Back to Top
366:1
Credit union member to staff ratio
366 per each FTE employee
Compared to 411:1 nationally
Average number of staff
45 staff members
FTE (full-time equivalent)
4% of employees are part-time
44 full-time, 2 part-time

Linn - Co Credit Union has 44 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 96% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Linn - Co Credit Union has around 366 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
Back to Top
$120,090,475
Total assets
Above average
Net worth
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
Back to Top
$9,266
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 42% of credit unions.

Linn - Co Credit Union holds a total of $99,270,000 in loans and leases, which is about $9,266 per member on average.

Savings interest rate
Back to Top
0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Linn - Co Credit Union pays 0.15%.

Loan rates
Back to Top
11.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
13.90%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
13.90%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
Back to Top
8.16%
New car loan rate
Compared to 4.0% nationally
8.16%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
Back to Top
2.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.12%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
Nw Preferred Credit Union
Location
Tigard, Oregon
Members
9,085
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.25%
Read More
Northwest Adventist Credit Union
Location
Portland, Oregon
Members
3,996
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.20%
Read More
Machinists - Boilermakers Credit Union
Location
Gladstone, Oregon
Members
688
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Cascade Community Credit Union
Location
Roseburg, Oregon
Members
14,514
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.90%
Read More
Klamath Public Employees Credit Union
Location
Klamath Falls, Oregon
Members
4,412
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.99%
Read More
United Advantage Nw Credit Union
Location
Portland, Oregon
Members
6,718
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
10.23%
Read More