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Linton Credit Union

Overview
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Linton Credit Union is a federal credit union based in Tonawanda, New York. It has been opened since 1954, for 66 years.

With around $6,210,000 in assets, Linton Credit Union is considered to be a small credit union.

About
Address C/O Praxair Inc, P.O. Box 44
Tonawanda, New York 14150
Phone (716) 879-2363
Fax (716) 879-2612
CEO Donna M. Matisko
President of the Board Christopher Affuso
Services Offered
Map
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Score Card
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66 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
1,060 members
Membership type: Manufacturing – chemicals
Below average number of members
303:1
Credit union member to staff ratio
303 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$6,207,329
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in New York
Average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 3 in New York
Average number of branches
Linton Credit Union Branch Locations

Linton Federal Credit Union
61 E. Park Drive
Tonawanda, New York 14150
No ATM
Members
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1,060 members
Membership type: Manufacturing – chemicals
Below average number of members

With 1,060 members, the Linton Credit Union is considered to be a small credit union. It is smaller than 80% of credit unions.

Fees
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$9
Average fee per member
The average fee per member at the Linton Credit Union is $9, which is very low compared to most credit unions. This rate is lower than 83% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Linton Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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303:1
Credit union member to staff ratio
303 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
4 staff members
FTE (full-time equivalent)
25% of employees are part-time
3 full-time, 1 part-time

Linton Credit Union has 3 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 75% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Linton Credit Union has around 303 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$6,207,329
Total assets
Below average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
20.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$13,384
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 72% of credit unions.

Linton Credit Union holds a total of $4,860,000 in loans and leases, which is about $13,384 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Linton Credit Union pays 0.10%.

Loan rates
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10.37%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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2.41%
New car loan rate
Compared to 4.0% nationally
3.10%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.33%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
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