Feedback
Share
Link
Link copied!
Asset Brief
Louisiana Central Credit Union
Credit Union Finder
Table of Contents
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Louisiana Central Credit Union Share
Link
Link copied!

Map Loading...
Overview Share
Link
Link copied!
Back to Top

Louisiana Central Credit Union is a federally insured state credit union based in Harahan, Louisiana. It has been opened since 1942, for 80 years.

With around $12,810,000 in assets, Louisiana Central Credit Union is considered to be a medium size credit union. It has 1 branches and 1 ATM locations.

About Share
Link
Link copied!
Address 824 Elmwood Park Blvd., Suite 100
Harahan, Louisiana 70123
Website http://louisianacentral.org
Phone (504) 733-0789
Fax (504) 733-0767
CEO John E. Tramell
President of the Board Henry Orgeron
Services Offered
Score Card Share
Link
Link copied!
Back to Top
80 years
Years in business
Opened in 1942
Well Capitalized
Net worth classification
Source: NCUA
3,280 members
Membership type: State chartered natural person credit union
Average number of members
469:1
Credit union member to staff ratio
469 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$12,811,987
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 2 in Louisiana
Average number of branches
0.25%
Savings interest rate
Compared to 0.3% nationally
7.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
Link
Link copied!
Back to Top
1 branch
Compared with an average of 4 nationally and 2 in Louisiana
Average number of branches
Louisiana Central Credit Union Branch Locations

Louisiana Central Credit Union
824 Elmwood Park Boulevard
Suite 100
Harahan, Louisiana 70123
No ATM
Members Share
Link
Link copied!
Back to Top
3,280 members
Membership type: State chartered natural person credit union
Average number of members

With 3,280 members, the Louisiana Central Credit Union is considered to be a medium size credit union. It is larger than 47% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$75
Average fee per member
The average fee per member at the Louisiana Central Credit Union is $75, which is high compared to most credit unions. This rate is higher than 71% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Louisiana Central Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
469:1
Credit union member to staff ratio
469 per each FTE employee
Compared to 411:1 nationally
Fewer staff
7 staff members
FTE (full-time equivalent)
0% of employees are part-time
7 full-time, 0 part-time

Louisiana Central Credit Union has 7 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Louisiana Central Credit Union has around 469 members per staff, a higher ratio compared to other credit unions.

Assets Share
Link
Link copied!
Back to Top
$12,811,987
Total assets
Below average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
7.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$4,819
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 91% of credit unions.

Louisiana Central Credit Union holds a total of $10,060,000 in loans and leases, which is about $4,819 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.25%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Louisiana Central Credit Union pays 0.25%.

Loan rates Share
Link
Link copied!
Back to Top
7.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
3.10%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
Car loan rates Share
Link
Link copied!
Back to Top
1.99%
New car loan rate
Compared to 4.0% nationally
2.49%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
6.25%
Other real estate loan rates
Compared to 0.9% nationally

Other Credit Unions

See all...
Washington Educational Assoc Credit Union
Credit Union: Well Capitalized Franklinton, Louisiana 391.0 $920k Well Capitalized
Kraftman Credit Union
Credit Union: Well Capitalized Bastrop, Louisiana 7121.0 $103 million Well Capitalized
Immaculate Heart of Mary Credit Union
Credit Union: Well Capitalized Lafayette, Louisiana 378.0 $833k Well Capitalized
W B R T Credit Union
Credit Union: Well Capitalized Port Allen, Louisiana 1041.0 $2 million Well Capitalized
3rd District Highway Credit Union
Credit Union: Well Capitalized Lafayette, Louisiana 1267.0 $15 million Well Capitalized
Old Spanish Trail Credit Union
Credit Union: Well Capitalized Westlake, Louisiana 1281.0 $8 million Well Capitalized
Southern Teachers & Parents Credit Union
Credit Union: Well Capitalized Baton Rouge, Louisiana 4599.0 $30 million Well Capitalized
Loup Employees Credit Union
Credit Union: Well Capitalized Gonzales, Louisiana 1029.0 $10 million Well Capitalized
Internal Revenue Credit Union
Credit Union: Well Capitalized New Orleans, Louisiana 1557.0 $14 million Well Capitalized
Iberia Parish Credit Union
Credit Union: Well Capitalized New Iberia, Louisiana 269.0 $316k Well Capitalized

More Credit Unions

See all...
Fourth Ward Credit Union
Credit Union: Well Capitalized Amite, Louisiana 199.0 $908k Well Capitalized
Wesla Credit Union
Credit Union: Well Capitalized Shreveport, Louisiana 8765.0 $79 million Well Capitalized
White Gold Credit Union
Credit Union: Well Capitalized Raceland, Louisiana 152.0 $471k Well Capitalized
Pelican State Credit Union
Credit Union: Well Capitalized Baton Rouge, Louisiana 53003.0 $367 million Well Capitalized
Total Community Action Credit Union
Credit Union: Well Capitalized New Orleans, Louisiana 608.0 $1 million Well Capitalized
People's Credit Union
Credit Union: Well Capitalized Rayne, Louisiana 3522.0 $24 million Well Capitalized
Asbestos Workers Local 53 Credit Union
Credit Union: Well Capitalized Kenner, Louisiana 286.0 $310k Well Capitalized
Alexandria T & P Credit Union
Credit Union: Well Capitalized Alexandria, Louisiana 840.0 $7 million Well Capitalized
Louisiana Baptist Credit Union
Credit Union: Well Capitalized Alexandria, Louisiana 893.0 $4 million Well Capitalized
Les Credit Union
Credit Union: Well Capitalized Baton Rouge, Louisiana 4763.0 $33 million Well Capitalized

Other Credit Unions

See all...
Breco Credit Union
Credit Union: Well Capitalized Baton Rouge, Louisiana 5545.0 $43 million Well Capitalized
Pan Amoco Credit Union
Credit Union: Well Capitalized Metairie, Louisiana 1308.0 $11 million Well Capitalized
Oak Point Employees Credit Union
Credit Union: Well Capitalized Belle Chasse, Louisiana 635.0 $9 million Well Capitalized
Firestone Lake Charles Credit Union
Credit Union: Well Capitalized Sulphur, Louisiana 1580.0 $11 million Well Capitalized
Baton Rouge Telco Credit Union
Credit Union: Well Capitalized Baton Rouge, Louisiana 27787.0 $297 million Well Capitalized
District 58 Credit Union
Credit Union: Well Capitalized Chase, Louisiana 608.0 $5 million Well Capitalized
New Orleans Police Department Employee Credit Union
Credit Union: Well Capitalized New Orleans, Louisiana 1913.0 $20 million Well Capitalized
Barton Plant Employees Credit Union
Credit Union: Well Capitalized Boutte, Louisiana 2022.0 $18 million Well Capitalized
Livingston Parish Credit Union
Credit Union: Well Capitalized Denham Springs, Louisiana 2647.0 $12 million Well Capitalized
Zellco Credit Union
Credit Union: Well Capitalized Bogalusa, Louisiana 9109.0 $60 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to Louisiana Central Credit Union

See all...
Neighbors Credit Union: Central ATM
Credit Union ATM: 10338 Sullivan Road
Baton Rouge, Louisiana 70818
Louisiana Central Credit Union
Credit Union: Well Capitalized Harahan, Louisiana 3280.0 $13 million Well Capitalized
the Union Bank
Bank: Marksville, Louisiana 65201255.0
Louisiana Central Credit Union
Credit Union Branch: 824 Elmwood Park Boulevard
Suite 100
Harahan, Louisiana 70123 No ATM
Essential Credit Union: Centeral Frc ATM
Credit Union ATM: 10513 Sullivan Road
Baton Rouge, Louisiana 70818
ATM
Credit Union ATM: 7701 Airline Drive
Metairie, Louisiana 70003
Centric Credit Union: Ruston Centric Center ATM
Credit Union ATM: 1514 Eagle Drive
Ruston, Louisiana 71270
Neighbors Credit Union: Central
Credit Union Branch: 10338 Sullivan Road
Baton Rouge, Louisiana 70818 ATM Available
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Centric Credit Union: Ruston Centric Center
Credit Union Branch: 1514 Eagle Drive
Ruston, Louisiana 71270 ATM Available