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Marine Credit Union

Overview
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Marine Credit Union is a federally insured state credit union based in Onalaska, Wisconsin. It has been opened since 1949, for 71 years.

With around $753,830,000 in assets, Marine Credit Union is considered to be a very large credit union. It has 32 branches and 35 ATM locations.

About
Address Po Box 309
Onalaska, Wisconsin 54650
Website http://marinecu.com
Phone (608) 791-1543
CEO Shawn L. Hanson
President of the Board Tom Knothe
Services Offered
Map
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Score Card
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71 years
Years in business
Opened in 1949
Well Capitalized
Net worth classification
Source: NCUA
91,773 members
Membership type: State chartered natural person credit union
Above average number of members
226:1
Credit union member to staff ratio
226 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$753,826,020
Total assets
Above average
32 branches
Compared with an average of 4 nationally and 5 in Wisconsin
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
10.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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32 branches
Compared with an average of 4 nationally and 5 in Wisconsin
Above average number of branches
Marine Credit Union Branch Locations

Marine Credit Union: Suam
1779 School Lane
Suamico, Wisconsin 54313
ATM Available
Marine Credit Union: Wauw
7600 W. Bluemound Road
Wauwatosa, Wisconsin 53213
ATM Available
Marine Credit Union: Rush
218 S. Mill Street
Po Box 236
Rushford, Minnesota 55971
ATM Available
Marine Credit Union: Dec
915 Short Street Suite 105
Decorah, Iowa 52101
ATM Available
Marine Credit Union: Rang
1500 Ranger Drive
La Crosse, Wisconsin 54603
ATM Available
Marine Credit Union: Ona
1848 E. Main Street
Onalaska, Wisconsin 54650
ATM Available
Marine Credit Union: Ripn
1074 W. Fond Du Lac Street
Ripon, Wisconsin 54971
ATM Available
Marine Credit Union: Rees
80 W. Rees Street
Fond DU Lac, Wisconsin 54935
ATM Available
Marine Credit Union: Waup
1 Gateway Drive
Waupun, Wisconsin 53963
ATM Available
Marine Credit Union: Nfdl
815 Wisconsin Avenue
North Fond DU Lac, Wisconsin 54937
ATM Available
Marine Credit Union: Pion
661 W. Pioneer Road
Fond DU Lac, Wisconsin 54935
ATM Available
Marine Credit Union: Lax1
127 West Avenue North
La Crosse, Wisconsin 54601
ATM Available
Marine Credit Union: Wiam
201 Wisconsin American Drive
Fond DU Lac, Wisconsin 54937
ATM Available
Marine Credit Union: Pdc
1415 S. Marquette Road
Prairie DU Chien, Wisconsin 53821
ATM Available
Marine Credit Union: Moni
811 Monitor Street
La Crosse, Wisconsin 54603
ATM Available
Marine Credit Union: Mil1
333 North 35th Street
Milwaukee, Wisconsin 53208
ATM Available
Marine Credit Union: Eau Claire
3406 Oakwood Hills Parkway Suite 100
Eau Claire, Wisconsin 54701
ATM Available
Marine Credit Union: West Des Moines
909 9th Street
West Des Moines, Iowa 50265
ATM Available
Marine Credit Union: Stanley
101 North Broadway Street
Stanley, Wisconsin 54768
ATM Available
Marine Credit Union: Platteville
80 S. Court Street
Platteville, Wisconsin 53818
ATM Available
Marine Credit Union: New Glarus
618 State Road 69
New Glarus, Wisconsin 53574
ATM Available
Marine Credit Union: Muscatine
404 Cleveland Street
Muscatine, Iowa 52761
ATM Available
Marine Credit Union: Lancaster
708 North Madison Street
Lancaster, Wisconsin 53813
ATM Available
Marine Credit Union: Dodgeville
316 W. Spring Street Suite 1
Dodgeville, Wisconsin 53533
ATM Available
Marine Credit Union: Racine-Douglas
5133 Douglas Avenue
Racine, Wisconsin 53402
ATM Available
Marine Credit Union: Kenosha
6310 Green Bay Road
Kenosha, Wisconsin 53142
ATM Available
Marine Credit Union: Monroe
1712 12th Street
Monroe, Wisconsin 53566
ATM Available
Marine Credit Union: Racine - Regency
3039 S. Green Bay Road
Mount Pleasant, Wisconsin 53403
ATM Available
Marine Credit Union: Columbus
150 North Ludington Street
Columbus, Wisconsin 53925
ATM Available
Marine Credit Union: Sheboygan Main
801 North 8th Street
Sheboygan, Wisconsin 53081
No ATM
Marine Credit Union: Sheboygan Drive Thru
730 North 9th Street
Sheboygan, Wisconsin 53081
ATM Available
Marine Credit Union: Davenport
709 E. 46th Street
Davenport, Iowa 52807
ATM Available
Marine Credit Union: Chippewa Falls
302 Bay Street
Chippewa Falls, Wisconsin 54729
ATM Available
Members
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91,773 members
Membership type: State chartered natural person credit union
Above average number of members

With 91,773 members, the Marine Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 95% of credit unions.

Fees
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$171
Average fee per member
The average fee per member at the Marine Credit Union is $171, which is very high compared to most credit unions. This rate is higher than 98% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Marine Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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226:1
Credit union member to staff ratio
226 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
406 staff members
FTE (full-time equivalent)
6% of employees are part-time
394 full-time, 24 part-time

Marine Credit Union has 394 full-time staff members and 24 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 94% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Marine Credit Union has around 226 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets
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$753,826,020
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$14,224
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 77% of credit unions.

Marine Credit Union holds a total of $601,820,000 in loans and leases, which is about $14,224 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Marine Credit Union pays 0.10%.

Loan rates
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10.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
16.89%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
15.48%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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11.23%
New car loan rate
Compared to 4.0% nationally
12.73%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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8.98%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
8.48%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
5.92%
Other real estate loan rates
Compared to 0.9% nationally