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Marisol Credit Union

Overview
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Marisol Credit Union is a federal credit union based in Phoenix, Arizona. It has been opened since 1954, for 66 years.

With around $39,690,000 in assets, Marisol Credit Union is considered to be an average size credit union. It has 2 branches and 1 ATM locations.

About
Address Po Box 20525
Phoenix, Arizona 85036
Website http://www.marisolcu.org
Phone (602) 252-6831
Fax (602) 252-6447
CEO Robin L. Romano
President of the Board John Werbach
Services Offered
Map
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Score Card
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66 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
6,782 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members
399:1
Credit union member to staff ratio
399 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$39,693,426
Total assets
Average size
2 branches
Compared with an average of 4 nationally and 5 in Arizona
Above average number of branches
0.03%
Savings interest rate
Compared to 0.3% nationally
13.84%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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2 branches
Compared with an average of 4 nationally and 5 in Arizona
Above average number of branches
Marisol Credit Union Branch Locations

Marisol Credit Union: Hospital Branch
2601 E. Roosevelt Street Rm 0-B-23
Phoenix, Arizona 85008
No ATM
Marisol Credit Union: Main Office
1515 W. Roosevelt Street
Phoenix, Arizona 85007
ATM Available
Members
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6,782 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members

With 6,782 members, the Marisol Credit Union is considered to be a large credit union. It is larger than 63% of credit unions.

Fees
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$67
Average fee per member
The average fee per member at the Marisol Credit Union is $67, which is high compared to most credit unions. This rate is higher than 65% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Marisol Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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399:1
Credit union member to staff ratio
399 per each FTE employee
Compared to 411:1 nationally
Average number of staff
17 staff members
FTE (full-time equivalent)
0% of employees are part-time
17 full-time, 0 part-time

Marisol Credit Union has 17 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Marisol Credit Union has around 399 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
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$39,693,426
Total assets
Average size
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
12.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$7,460
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 74% of credit unions.

Marisol Credit Union holds a total of $23,690,000 in loans and leases, which is about $7,460 per member on average.

Savings interest rate
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0.03%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Marisol Credit Union pays 0.03%.

Loan rates
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13.84%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.08%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.93%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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5.83%
New car loan rate
Compared to 4.0% nationally
7.08%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.31%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.41%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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Average Fee
Credit Card Loan Interest Rate
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