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Market Usa Credit Union

Overview
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Market Usa Credit Union is a federal credit union based in Laurel, Maryland. It has been opened since 1953, for 67 years.

With around $120,070,000 in assets, Market Usa Credit Union is considered to be a large credit union. It has 3 branches and 2 ATM locations.

About
Address 8871 Gorman Rd, Suite 100
Laurel, Maryland 20723
Website http://www.marketusafcu.com
Phone (301) 586-3400
Fax (301) 586-3415
CEO Laura T. Hassan
President of the Board Robert Watts
Services Offered
Map
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Score Card
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67 years
Years in business
Opened in 1953
Well Capitalized
Net worth classification
Source: NCUA
18,213 members
Membership type: Multiple common bond – primary finance, insurance, real estate, trade
Above average number of members
414:1
Credit union member to staff ratio
414 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$120,066,038
Total assets
Above average
3 branches
Compared with an average of 4 nationally and 3 in Maryland
Above average number of branches
0.25%
Savings interest rate
Compared to 0.3% nationally
11.50%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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3 branches
Compared with an average of 4 nationally and 3 in Maryland
Above average number of branches
Market Usa Credit Union Branch Locations

Market Usa Credit Union: Laurel Branch
8871 Gorman Road
Suite 100
Laurel, Maryland 20723
ATM Available
Market Usa Credit Union: Laurel Hq
8871 Gorman Road
Suite 100
Laurel, Maryland 20723
No ATM
Market Usa Credit Union: Landover Branch
8200 Professional Pl
Suite 105
Landover, Maryland 20785
No ATM
Market Usa Credit Union: Mauldin
201 Bi Lo Boulevard
Greenville, South Carolina 29607
ATM Available
Members
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18,213 members
Membership type: Multiple common bond – primary finance, insurance, real estate, trade
Above average number of members

With 18,213 members, the Market Usa Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 80% of credit unions.

Fees
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$169
Average fee per member
The average fee per member at the Market Usa Credit Union is $169, which is very high compared to most credit unions. This rate is higher than 98% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Market Usa Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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414:1
Credit union member to staff ratio
414 per each FTE employee
Compared to 411:1 nationally
Fewer staff
44 staff members
FTE (full-time equivalent)
0% of employees are part-time
44 full-time, 0 part-time

Market Usa Credit Union has 44 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Market Usa Credit Union has around 414 members per staff, a higher ratio compared to other credit unions.

Assets
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$120,066,038
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
18.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$7,837
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 71% of credit unions.

Market Usa Credit Union holds a total of $84,050,000 in loans and leases, which is about $7,837 per member on average.

Savings interest rate
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0.25%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Market Usa Credit Union pays 0.25%.

Loan rates
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11.50%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.94%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
11.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.50%
New car loan rate
Compared to 4.0% nationally
3.75%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.24%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.52%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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