Home
Contents
Explore
Search

Mccoy Credit Union

Overview
Back to Top

Mccoy Credit Union is a federal credit union based in Orlando, Florida. It has been opened since 1954, for 66 years.

With around $577,690,000 in assets, Mccoy Credit Union is considered to be a very large credit union. It has 14 branches and 14 ATM locations.

About
Address Po Box 593806
Orlando, Florida 32859
Website http://www.mccoyfcu.org
Phone (407) 855-5452
Fax (407) 472-2792
CEO Alvin J. Cowans
President of the Board Michael Hester
Services Offered
Map
Back to Top
Score Card
Back to Top
66 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
65,510 members
Membership type: Community credit union
Above average number of members
302:1
Credit union member to staff ratio
302 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$577,686,977
Total assets
Above average
14 branches
Compared with an average of 4 nationally and 7 in Florida
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
10.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
Back to Top
14 branches
Compared with an average of 4 nationally and 7 in Florida
Above average number of branches
Mccoy Credit Union Branch Locations

Mccoy Federal Credit Union
5620 L. B. Mcleod Road
Orlando, Florida 32811
ATM Available
Mccoy Federal Credit Union
2075 Central Florida Parkway
Orlando, Florida 32837
ATM Available
Mccoy Federal Credit Union
5757 Curry Ford Road
Orlando, Florida 32822
ATM Available
Mccoy Federal Credit Union
41 W. Michigan Street
Orlando, Florida 32806
No ATM
Mccoy Federal Credit Union
502 S. Chickasaw Trl
Orlando, Florida 32825
ATM Available
Mccoy Federal Credit Union
931 North Park Avenue
Apopka, Florida 32712
ATM Available
Mccoy Federal Credit Union
1221 W. Osceola Parkway
Kissimmee, Florida 34741
ATM Available
Mccoy Federal Credit Union
1051 E. Highway 50
Clermont, Florida 34711
ATM Available
Mccoy Federal Credit Union
9101 Narcoossee Road
Orlando, Florida 32827
ATM Available
Mccoy Federal Credit Union
5201 Raymond Street
Rm 1202
Orlando, Florida 32803
ATM Available
Mccoy Federal Credit Union
1575 E. Silver Star Road
Ocoee, Florida 34761
ATM Available
Mccoy Federal Credit Union
2871 Clayton Crossing Way # S-1
Oviedo, Florida 32765
ATM Available
Mccoy Credit Union: Longwood/Lake Mary
3540 North Highway 17-92
Lake Mary, Florida 32746
ATM Available
Mccoy Federal Credit Union
1900 Mccoy Road
Orlando, Florida 32809
ATM Available
Mccoy Federal Credit Union
35 W. Michigan Street
Orlando, Florida 32806
ATM Available
Members
Back to Top
65,510 members
Membership type: Community credit union
Above average number of members

With 65,510 members, the Mccoy Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 93% of credit unions.

Fees
Back to Top
$134
Average fee per member
The average fee per member at the Mccoy Credit Union is $134, which is very high compared to most credit unions. This rate is higher than 94% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Mccoy Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
Back to Top
302:1
Credit union member to staff ratio
302 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
217 staff members
FTE (full-time equivalent)
0% of employees are part-time
217 full-time, 0 part-time

Mccoy Credit Union has 217 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Mccoy Credit Union has around 302 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
Back to Top
$577,686,977
Total assets
Above average
Net worth
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.7%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
Back to Top
$14,594
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 78% of credit unions.

Mccoy Credit Union holds a total of $348,790,000 in loans and leases, which is about $14,594 per member on average.

Savings interest rate
Back to Top
0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Mccoy Credit Union pays 0.10%.

Loan rates
Back to Top
10.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.25%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.25%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
Back to Top
3.00%
New car loan rate
Compared to 4.0% nationally
3.50%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
Back to Top
4.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.50%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
5.00%
Other real estate loan rates
Compared to 0.9% nationally
Jacksonville Postal & Professional Credit Union
Location
Jacksonville, Florida
Members
3,118
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Financial Educators Credit Union
Location
Daytona Beach, Florida
Members
2048
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
11.90%
Read More
Eglin Credit Union
Location
Fort Walton Bea, Florida
Members
119,427
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
7.90%
Read More
Coastline Credit Union
Location
Jacksonville, Florida
Members
10,469
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
10.40%
Read More
We Florida Financial Credit Union
Location
Margate, Florida
Members
48,004
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
15.65%
Read More
Gpce Credit Union
Location
Pensacola, Florida
Members
3,411
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.90%
Read More