Feedback
Share
Link
Link copied!
Asset Brief
Mcgraw Hill Credit Union
Credit Union Finder
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Mcgraw Hill Credit Union Share
Link
Link copied!

Table of Contents
Map Loading...
Overview Share
Link
Link copied!
Back to Top

Mcgraw Hill Credit Union is a federal credit union based in East Windsor, New Jersey. It has been opened since 1935, for 87 years.

With around $425,770,000 in assets, Mcgraw Hill Credit Union is considered to be a very large credit union. It has 2 branches and 1 ATM locations.

About Share
Link
Link copied!
Address 120 Windsor Center Drive
East Windsor, New Jersey 08520
Website http://www.mcgrawhillfcu.org
Phone (609) 426-6500
Fax (609) 490-0646
CEO Michael Sullivan
President of the Board Mary Herzich
Services Offered
Score Card Share
Link
Link copied!
Back to Top
87 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
23,869 members
Membership type: Multiple common bond – primary other manufacturing
Above average number of members
385:1
Credit union member to staff ratio
385 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$425,772,455
Total assets
Above average
2 branches
Compared with an average of 4 nationally and 2 in New Jersey
Above average number of branches
0.31%
Savings interest rate
Compared to 0.3% nationally
10.05%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
Link
Link copied!
Back to Top
2 branches
Compared with an average of 4 nationally and 2 in New Jersey
Above average number of branches
Mcgraw Hill Credit Union Branch Locations

Mcgraw Hill Credit Union: Sungard
1500 Spring Garden Street
Philadelphia, Pennsylvania 19130
No ATM
Mcgraw Hill Credit Union: Iron Mountain
22 Kimberly Road
East Brunswick, New Jersey 08816
No ATM
Mcgraw Hill Credit Union: Financial Wellness Center
55 Water Street
Concourse Level
New York, New York 10041
ATM Available
Mcgraw Hill Credit Union: Main Office
120 Windsor Center Drive
East Windsor, New Jersey 08520
No ATM
Members Share
Link
Link copied!
Back to Top
23,869 members
Membership type: Multiple common bond – primary other manufacturing
Above average number of members

With 23,869 members, the Mcgraw Hill Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 84% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$40
Average fee per member
The average fee per member at the Mcgraw Hill Credit Union is $40, which is comparable to most credit unions. This rate is lower than 57% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Mcgraw Hill Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
385:1
Credit union member to staff ratio
385 per each FTE employee
Compared to 411:1 nationally
Average number of staff
62 staff members
FTE (full-time equivalent)
3% of employees are part-time
61 full-time, 2 part-time

Mcgraw Hill Credit Union has 61 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 97% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Mcgraw Hill Credit Union has around 385 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
Link
Link copied!
Back to Top
$425,772,455
Total assets
Above average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.4%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$22,102
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 94% of credit unions.

Mcgraw Hill Credit Union holds a total of $346,390,000 in loans and leases, which is about $22,102 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.31%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Mcgraw Hill Credit Union pays 0.31%.

Loan rates Share
Link
Link copied!
Back to Top
10.05%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.49%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.73%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
2.29%
New car loan rate
Compared to 4.0% nationally
6.31%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
4.95%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.78%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

Additional Credit Unions

See all...
P S E Credit Union
Credit Union: Well Capitalized Somerset, New Jersey 1293.0 $11 million Well Capitalized
Irco Community Credit Union
Credit Union: Well Capitalized Phillipsburg, New Jersey 8665.0 $76 million Well Capitalized
H. E. Telephone Credit Union
Credit Union: Well Capitalized Rochelle Park, New Jersey 3306.0 $44 million Well Capitalized
Newark Firemen Credit Union
Credit Union: Well Capitalized Newark, New Jersey 4278.0 $17 million Well Capitalized
Fort Dix Credit Union
Credit Union: Well Capitalized Joint Base MDL, New Jersey 1193.0 $8 million Well Capitalized
Elizabeth Police Department E Credit Union
Credit Union: Well Capitalized Elizabeth, New Jersey 401.0 $2 million Well Capitalized
Bergen Division Credit Union
Credit Union: Well Capitalized Toms River, New Jersey 1504.0 $11 million Well Capitalized
Israel Memorial A M E Credit Union
Credit Union: Well Capitalized Newark, New Jersey 178.0 $383k Well Capitalized
United Poles Credit Union
Credit Union: Well Capitalized Perth Amboy, New Jersey 1922.0 $41 million Well Capitalized
Fairleigh Dickinson University Credit Union
Credit Union: Well Capitalized Madison, New Jersey 1800.0 $12 million Well Capitalized

Other Credit Unions

See all...
Global 1 Credit Union
Credit Union: Undercapitalized Pennsauken, New Jersey 1295.0 $7 million Undercapitalized
Messiah Baptist Church Credit Union
Credit Union: Well Capitalized East Orange, New Jersey 171.0 $224k Well Capitalized
Kearny Municipal Employees Credit Union
Credit Union: Well Capitalized Kearny, New Jersey 763.0 $9 million Well Capitalized
Member's 1st of NJ Credit Union
Credit Union: Well Capitalized Vineland, New Jersey 8489.0 $58 million Well Capitalized
Aspire Credit Union
Credit Union: Undercapitalized Clark, New Jersey 22136.0 $143 million Undercapitalized
United Teletech Financial Credit Union
Credit Union: Well Capitalized Tinton Falls, New Jersey 24372.0 $302 million Well Capitalized
Health Care of New Jersey Credit Union
Credit Union: Well Capitalized Mount Holly, New Jersey 1935.0 $6 million Well Capitalized
Nova Ua Credit Union
Credit Union: Well Capitalized Clifton, New Jersey 3753.0 $124 million Well Capitalized
Plainfield Credit Union
Credit Union: Well Capitalized Plainfield, New Jersey 177.0 $1 million Well Capitalized
Bayonne Hospital Employees Credit Union
Credit Union: Well Capitalized Bayonne, New Jersey 637.0 $5 million Well Capitalized

Additional Credit Unions

See all...
Rutgers Credit Union
Credit Union: Well Capitalized New Brunswick, New Jersey 9184.0 $82 million Well Capitalized
Garden State Credit Union
Credit Union: Well Capitalized Moorestown, New Jersey 3903.0 $32 million Well Capitalized
Mercer County Improvement Authority Credit Union
Credit Union: Well Capitalized Hamilton, New Jersey 193.0 $369k Well Capitalized
County Educators Credit Union
Credit Union: Well Capitalized Roselle Park, New Jersey 10588.0 $101 million Well Capitalized
Wakefern Credit Union
Credit Union: Well Capitalized Elizabeth, New Jersey 1376.0 $10 million Well Capitalized
Hoboken N J Police Credit Union
Credit Union: Well Capitalized Hoboken, New Jersey 800.0 $10 million Well Capitalized
Jersey City Firemen Credit Union
Credit Union: Well Capitalized Jersey City, New Jersey 1267.0 $12 million Well Capitalized
Jersey City Police Credit Union
Credit Union: Well Capitalized Jersey City, New Jersey 1289.0 $9 million Well Capitalized
Unity Credit Union
Credit Union: Well Capitalized Oaklyn, New Jersey 826.0 $3 million Well Capitalized
Jersey Central Credit Union
Credit Union: Well Capitalized Cranford, New Jersey 3424.0 $19 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to Mcgraw Hill Credit Union

See all...
Apl Credit Union: Mcgaw ATM
Credit Union ATM: 8870 Mcgaw Road
Columbia, Maryland 21045
Mcgraw Hill Credit Union: Financial Wellness Center
Credit Union Branch: 55 Water Street
Concourse Level
New York, New York 10041 ATM Available
Mcgraw Hill Credit Union: Main Office
Credit Union Branch: 120 Windsor Center Drive
East Windsor, New Jersey 08520 No ATM
Apl Credit Union: Mcgaw
Credit Union Branch: 8870 Mcgaw Road
Columbia, Maryland 21045 ATM Available
Mcgraw Hill Credit Union: Financial Wellness Center ATM
Credit Union ATM: 55 Water Street
Concourse Level
New York, New York 10041
Founders Credit Union: Gold Hill Road
Credit Union Branch: 957 Gold Hill Road
Fort Mill, South Carolina 29708 ATM Available
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Mcgraw Hill Credit Union: Iron Mountain
Credit Union Branch: 22 Kimberly Road
East Brunswick, New Jersey 08816 No ATM
Mcgraw Hill Credit Union
Credit Union: Well Capitalized East Windsor, New Jersey 23869.0 $426 million Well Capitalized
Mcgraw Hill Credit Union: Sungard
Credit Union Branch: 1500 Spring Garden Street
Philadelphia, Pennsylvania 19130 No ATM