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Mckeesport Bell Credit Union

Overview
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Mckeesport Bell Credit Union is a federal credit union based in Mckeesport, Pennsylvania. It has been opened since 1955, for 65 years.

With around $9,990,000 in assets, Mckeesport Bell Credit Union is considered to be a medium size credit union.

About
Address 316 36th Street
Mckeesport, Pennsylvania 15132
Phone (412) 672-8550
Fax (412) 672-8616
CEO Elizabeth R. Vezzani
President of the Board Edward Williams
Services Offered
Map
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Score Card
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65 years
Years in business
Opened in 1955
Well Capitalized
Net worth classification
Source: NCUA
978 members
Membership type: Multiple common bond – primary communications and utilities
Below average number of members
326:1
Credit union member to staff ratio
326 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$9,989,823
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
9.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
Mckeesport Bell Credit Union Branch Locations

Mckeesport Bell Federall Credit Union
316 36th Street
Mckeesport, Pennsylvania 15132
No ATM
Members
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978 members
Membership type: Multiple common bond – primary communications and utilities
Below average number of members

With 978 members, the Mckeesport Bell Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 81% of credit unions.

Fees
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$15
Average fee per member
The average fee per member at the Mckeesport Bell Credit Union is $15, which is low compared to most credit unions. This rate is lower than 77% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Mckeesport Bell Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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326:1
Credit union member to staff ratio
326 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
3 staff members
FTE (full-time equivalent)
50% of employees are part-time
2 full-time, 2 part-time

Mckeesport Bell Credit Union has 2 full-time staff members and 2 part-time staff members. The staff is comprised of part-time and full-time staff, with part-time staff approximately 50% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Mckeesport Bell Credit Union has around 326 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$9,989,823
Total assets
Below average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$4,014
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 94% of credit unions.

Mckeesport Bell Credit Union holds a total of $1,630,000 in loans and leases, which is about $4,014 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Mckeesport Bell Credit Union pays 0.10%.

Loan rates
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9.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
Car loan rates
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3.50%
New car loan rate
Compared to 4.0% nationally
4.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
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