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Members Credit Union Share
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Overview Share
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Members Credit Union is a federally insured state credit union based in Winston Salem, North Carolina. It has been opened since 1953, for 69 years.

With around $278,160,000 in assets, Members Credit Union is considered to be a very large credit union.

About Share
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Address Po Box 5297
Winston Salem, North Carolina 27113
Website http://www.memcu.com
Phone (336) 748-4800
Fax (336) 748-4620
CEO Robert C. Donley
President of the Board William Tittsworth
Services Offered
Score Card Share
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69 years
Years in business
Opened in 1953
Well Capitalized
Net worth classification
Source: NCUA
47,461 members
Membership type: State chartered natural person credit union
Above average number of members
477:1
Credit union member to staff ratio
477 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$278,158,071
Total assets
Above average
16 branches
Compared with an average of 4 nationally and 7 in North Carolina
Above average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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16 branches
Compared with an average of 4 nationally and 7 in North Carolina
Above average number of branches
Members Credit Union Branch Locations

Members Credit Union - Hickory
2142 12th Avenue NE
Hickory, North Carolina 28601
No ATM
Members Credit Union - Newton
2475 Northwest Boulevard
Newton, North Carolina 28658
No ATM
Members Credit Union - Greensboro
4160 Piedmont Parkway Suite 150
Greensboro, North Carolina 27410
No ATM
Members Credit Union - Morganton
106 E. Fleming Drive
Morganton, North Carolina 28655
No ATM
Members Credit Union - Elkin
827 North Bridge Street
Elkin, North Carolina 28621
No ATM
Members Credit Union - Lumberton
4344 Fayetteville Road
Lumberton, North Carolina 28358
No ATM
Members Credit Union - Lincolnton
1822 North Aspen Street
Lincolnton, North Carolina 28092
No ATM
Members Credit Union - Hope Mills
3333 North Main Street Suite 120
Hope Mills, North Carolina 28348
No ATM
Members Credit Union - Winston Salem (North)
446 E. Hanes Mill Road
Winston Salem, North Carolina 27105
No ATM
Members Credit Union - Kernersville
1407 Nc Highway 66 S. Suite A.
Kernersville, North Carolina 27284
No ATM
Members Credit Union
180 War Eagle Drive
Mocksville, North Carolina 27028
No ATM
Members Credit Union - Main
2098 Frontis Plaza Boulevard Suite A.
Winston Salem, North Carolina 27103
No ATM
Members Credit Union - Thomasville
1033 Randolph Street Suite 21
Thomasville, North Carolina 27360
No ATM
Members Credit Union - Valdese
835 Main Street W.
Valdese, North Carolina 28690
No ATM
Members Credit Union - Lenoir
1240 Morganton Boulevard SW
Lenoir, North Carolina 28645
No ATM
Members Credit Union - High Point
1701 Westchester Drive Suite 510
High Point, North Carolina 27262
No ATM
Members Share
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47,461 members
Membership type: State chartered natural person credit union
Above average number of members

With 47,461 members, the Members Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 90% of credit unions.

Fees Share
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$52
Average fee per member
The average fee per member at the Members Credit Union is $52, which is comparable to most credit unions. This rate is lower than 47% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Members Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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477:1
Credit union member to staff ratio
477 per each FTE employee
Compared to 411:1 nationally
Fewer staff
100 staff members
FTE (full-time equivalent)
5% of employees are part-time
97 full-time, 5 part-time

Members Credit Union has 97 full-time staff members and 5 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 95% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Members Credit Union has around 477 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$278,158,071
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
12.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$5,509
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 88% of credit unions.

Members Credit Union holds a total of $130,690,000 in loans and leases, which is about $5,509 per member on average.

Savings interest rate Share
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0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Members Credit Union pays 0.15%.

Loan rates Share
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12.50%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.25%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.24%
New car loan rate
Compared to 4.0% nationally
3.38%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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3.39%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
7.13%
Other real estate loan rates
Compared to 0.9% nationally

Other Credit Unions

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First Carolina People's Credit Union
Credit Union: Well Capitalized Goldsboro, North Carolina 2317.0 $29 million Well Capitalized
Duke University Credit Union
Credit Union: Well Capitalized Durham, North Carolina 16353.0 $144 million Well Capitalized
First Legacy Community Credit Union
Credit Union: Well Capitalized Charlotte, North Carolina 8364.0 $34 million Well Capitalized
Truliant Credit Union
Credit Union: Well Capitalized Winston Salem, North Carolina 239367.0 $2 billion Well Capitalized
Mountain Credit Union
Credit Union: Well Capitalized Waynesville, North Carolina 24346.0 $211 million Well Capitalized
Dill Credit Union
Credit Union: Well Capitalized Roxboro, North Carolina 274.0 $941k Well Capitalized
Coastal Credit Union
Credit Union: Well Capitalized Raleigh, North Carolina 257090.0 $3 billion Well Capitalized
Champion Credit Union
Credit Union: Well Capitalized Canton, North Carolina 26606.0 $293 million Well Capitalized
Greensboro Postal Credit Union
Credit Union: Well Capitalized Greensboro, North Carolina 2160.0 $22 million Well Capitalized
Oteen V. A. Credit Union
Credit Union: Well Capitalized Asheville, North Carolina 2533.0 $25 million Well Capitalized

Additional Credit Unions

See all...
American Partners Credit Union
Credit Union: Well Capitalized Reidsville, North Carolina 7917.0 $52 million Well Capitalized
Emergency Responders Credit Union
Credit Union: Well Capitalized Winston Salem, North Carolina 2716.0 $21 million Well Capitalized
Lincoln National Credit Union
Credit Union: Well Capitalized Greensboro, North Carolina 994.0 $14 million Well Capitalized
Ecusta Credit Union
Credit Union: Well Capitalized Pisgah Forest, North Carolina 6732.0 $62 million Well Capitalized
North Carolina Community Credit Union
Credit Union: Well Capitalized Goldsboro, North Carolina 6658.0 $73 million Well Capitalized
Fayetteville Postal Credit Union
Credit Union: Well Capitalized Fayetteville, North Carolina 1646.0 $8 million Well Capitalized
Telco Credit Union
Credit Union: Well Capitalized Tarboro, North Carolina 8217.0 $59 million Well Capitalized
Guco Credit Union
Credit Union: Well Capitalized Greenville, North Carolina 1973.0 $12 million Well Capitalized
Arcade Credit Union
Credit Union: Well Capitalized Asheville, North Carolina 1000.0 $7 million Well Capitalized
Charlotte Metro Credit Union
Credit Union: Well Capitalized Charlotte, North Carolina 57665.0 $516 million Well Capitalized

Other Credit Unions

See all...
Tcp Credit Union
Credit Union: Well Capitalized Rural Hall, North Carolina 1273.0 $10 million Well Capitalized
Fort Bragg Credit Union
Credit Union: Well Capitalized Fayetteville, North Carolina 38728.0 $399 million Well Capitalized
Lion's Share Credit Union
Credit Union: Well Capitalized Salisbury, North Carolina 11592.0 $47 million Well Capitalized
Carolinas Telco Credit Union
Credit Union: Well Capitalized Charlotte, North Carolina 33109.0 $438 million Well Capitalized
Civic Credit Union
Credit Union: Well Capitalized Raleigh, North Carolina 122.0 $6 million Well Capitalized
Allvac Savings And Credit Union
Credit Union: Well Capitalized Monroe, North Carolina 1406.0 $8 million Well Capitalized
Weyco Community Credit Union
Credit Union: Well Capitalized Plymouth, North Carolina 5279.0 $75 million Well Capitalized
Hanesbrands Credit Union
Credit Union: Well Capitalized Winston Salem, North Carolina 5103.0 $42 million Well Capitalized
Self-Help Credit Union
Credit Union: Well Capitalized Durham, North Carolina 74159.0 $1 billion Well Capitalized
Nova Credit Union
Credit Union: Well Capitalized Charlotte, North Carolina 13433.0 $108 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to Members Credit Union

See all...
Members Credit Union
Credit Union Branch: 180 War Eagle Drive
Mocksville, North Carolina 27028 No ATM
Members Credit Union - Lenoir
Credit Union Branch: 1240 Morganton Boulevard SW
Lenoir, North Carolina 28645 No ATM
Members Credit Union - Valdese
Credit Union Branch: 835 Main Street W.
Valdese, North Carolina 28690 No ATM
Members Credit Union - Morganton
Credit Union Branch: 106 E. Fleming Drive
Morganton, North Carolina 28655 No ATM
Members Credit Union - Lumberton
Credit Union Branch: 4344 Fayetteville Road
Lumberton, North Carolina 28358 No ATM
Members Credit Union - Hickory
Credit Union Branch: 2142 12th Avenue NE
Hickory, North Carolina 28601 No ATM
Members Credit Union - Newton
Credit Union Branch: 2475 Northwest Boulevard
Newton, North Carolina 28658 No ATM
Members Credit Union - Greensboro
Credit Union Branch: 4160 Piedmont Parkway Suite 150
Greensboro, North Carolina 27410 No ATM
Members Credit Union - Lincolnton
Credit Union Branch: 1822 North Aspen Street
Lincolnton, North Carolina 28092 No ATM
Members Credit Union - Elkin
Credit Union Branch: 827 North Bridge Street
Elkin, North Carolina 28621 No ATM