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Members Trust of The Southwest Credit Union
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Members Trust of The Southwest Credit Union Share
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Overview Share
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Members Trust of The Southwest Credit Union is a federal credit union based in Houston, Texas. It has been opened since 1936, for 86 years.

With around $146,230,000 in assets, Members Trust of The Southwest Credit Union is considered to be a large credit union. It has 2 branches and 2 ATM locations.

About Share
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Address 2315 Mangum Road
Houston, Texas 77092
Website http://www.mtfcu.coop
Phone (281) 953-7200
Fax (713) 681-2114
CEO Brian Gilbert
President of the Board Kevin Kleb
Services Offered
Score Card Share
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86 years
Years in business
Opened in 1936
Well Capitalized
Net worth classification
Source: NCUA
7,316 members
Membership type: Multiple common bond – other
Above average number of members
271:1
Credit union member to staff ratio
271 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$146,226,901
Total assets
Above average
2 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
0.25%
Savings interest rate
Compared to 0.3% nationally
10.82%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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2 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
Members Trust of The Southwest Credit Union Branch Locations

Members Trust of the Southwest Credit Union: Houston
2315 Mangum Road
Houston, Texas 77092
ATM Available
Members Trust of the Southwest Credit Union: Stephenville
2311 Northwest Loop
Stephenville, Texas 76401
ATM Available
Members Share
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7,316 members
Membership type: Multiple common bond – other
Above average number of members

With 7,316 members, the Members Trust of The Southwest Credit Union is considered to be a large credit union. It is larger than 65% of credit unions.

Fees Share
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$103
Average fee per member
The average fee per member at the Members Trust of The Southwest Credit Union is $103, which is very high compared to most credit unions. This rate is higher than 86% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Members Trust of The Southwest Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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271:1
Credit union member to staff ratio
271 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
27 staff members
FTE (full-time equivalent)
7% of employees are part-time
26 full-time, 2 part-time

Members Trust of The Southwest Credit Union has 26 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 93% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Members Trust of The Southwest Credit Union has around 271 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
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$146,226,901
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$19,513
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 91% of credit unions.

Members Trust of The Southwest Credit Union holds a total of $102,350,000 in loans and leases, which is about $19,513 per member on average.

Savings interest rate Share
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0.25%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Members Trust of The Southwest Credit Union pays 0.25%.

Loan rates Share
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10.82%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
5.12%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.30%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.21%
New car loan rate
Compared to 4.0% nationally
4.73%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.91%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
4.91%
Other real estate loan rates
Compared to 0.9% nationally

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Similar Credit Unions to Members Trust of The Southwest Credit Union

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Members Trust of the Southwest Credit Union: Houston ATM
Credit Union ATM: 2315 Mangum Road
Houston, Texas 77092
Members Trust of the Southwest Credit Union: Houston
Credit Union Branch: 2315 Mangum Road
Houston, Texas 77092 ATM Available
Members Trust Credit Union: Main Office
Credit Union Branch: 4000 Luxottica Pl
Mason, Ohio 45040 No ATM
Members Trust of the Southwest Credit Union: Stephenville
Credit Union Branch: 2311 Northwest Loop
Stephenville, Texas 76401 ATM Available
Members Trust Company
Bank: Tampa, Florida 63192612.0
Members Trust of The Southwest Credit Union
Credit Union: Well Capitalized Houston, Texas 7316.0 $146 million Well Capitalized
Members Trust Credit Union: Mcdonough Georgia Satellite Office
Credit Union Branch: 100 Greenwood Industrial Parkway
Mcdonough, Georgia 30253 ATM Available
Union Fidelity Credit Union: Members Trust of the SW Credit Union
Credit Union Branch: 2315 Mangum Road
Houston, Texas 77092 No ATM
Members Trust of the Southwest Credit Union: Stephenville ATM
Credit Union ATM: 2311 Northwest Loop
Stephenville, Texas 76401
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.