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Messiah Baptist Church Credit Union
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Messiah Baptist Church Credit Union Share
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Overview Share
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Messiah Baptist Church Credit Union is a federal credit union based in East Orange, New Jersey. It has been opened since 1973, for 49 years.

With around $220,000 in assets, Messiah Baptist Church Credit Union is considered to be a small credit union.

About Share
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Address 13 - 17 Oak Street
East Orange, New Jersey 07018
Website http://www.mbcfcu.com
Phone (973) 676-7374
Fax (973) 676-7066
CEO Jacqueline Montgomery
President of the Board Alison Rolling
Services Offered
Score Card Share
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49 years
Years in business
Opened in 1973
Well Capitalized
Net worth classification
Source: NCUA
171 members
Membership type: Associational – faith based
Below average number of members
$224,154
Total assets
Below average
0 branches
Compared with an average of 4 nationally and 2 in New Jersey
Average number of branches
0.01%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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0 branches
Compared with an average of 4 nationally and 2 in New Jersey
Average number of branches
Messiah Baptist Church Credit Union Branch Locations
Members Share
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171 members
Membership type: Associational – faith based
Below average number of members

With 171 members, the Messiah Baptist Church Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 98% of credit unions.

Fees Share
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$4
Average fee per member
The average fee per member at the Messiah Baptist Church Credit Union is $4, which is very low compared to most credit unions. This rate is lower than 88% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Messiah Baptist Church Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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0 staff members
FTE (full-time equivalent)
0% of employees are part-time
0 full-time, 0 part-time

Messiah Baptist Church Credit Union has no employees.

Assets Share
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$224,154
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
12.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$5,251
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 89% of credit unions.

Messiah Baptist Church Credit Union holds a total of $40,000 in loans and leases, which is about $5,251 per member on average.

Savings interest rate Share
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0.01%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Messiah Baptist Church Credit Union pays 0.01%.

Loan rates Share
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12.90%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally

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